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How To Use GTB Naira Mastercard To Verify Paypal Account in Nigeria

June 19, 2014

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jidetheblogger Avatar
jidetheblogger

It’s no longer news – Paypal now accepts Nigerians without having to change IP . Although, Paypal doesn’t yet allow peer-to-peer transactions for Nigerian users, at least for now, you can pay for products and services on sites that accept Paypal.
I’ve opened a Paypal account and verified it by linking it with my GTB Naira Mastercard (the GTB ATM card). I’ve decided to share the steps with you in this post.

How To Verify Paypal Nigeria Account With GTB Naira MasterCard

==> Go to https://www.paypal.com/ng/ and click on “ Sign Up “

==> Click “ Open an Account ” for Individual account type

==> Fill in your details including a valid email address you’ve never used on Paypal.com.

==> Click the “ Agree and Create Account ” button

==> You might see a security challenge, type the characters you see in the image and click “Continue”.

==> You will then be prompted to enter your card details. Enter the card number, the expiry date and the 3 digits at the back of the card in the spaces provided. Ensure the billing address matches the address you used to open your bank account. The same address is associated with your card.

==> Click “Continue” to proceed to your account.

==> Sign in to your email account and click on the verification link in the mail sent to you by Paypal. This might prompt you to enter your password for you to sign in to your Paypal account.

==> Once signed in, click the ‘ Get Verified ” link or the “ Link and confirm credit or debit card ” link

==> You will be redirected to a new page to confirm your card for verification. The card type, the last four digits of the card to confirm and the billing address will be displayed. Click on “Continue” to proceed.

==> After clicking “Continue”, Paypal will charge the card $1.95 (about N320) to make sure it’s yours. Paypal will refund the money within 24 hours after you confirm your card.

==> Wait for the card statement ( debit alert from your bank via sms or email) and you will see a 4-digit code associated with the Paypal charge.  Your SMS alert should include a line similar to:

The Naira equivalent of USD1.95 has been authorized for the transaction done on PP* 0123 CODE 0123456789FF

==> Once you have the 4-digit Paypal code (highlighted in yellow), log back in to your PayPal account and click “ Confirm my debit or credit card “.

==> Enter the 4-digit code from your card statement in the space provided and click “Confirm Card” button.

Enter Paypal code

If successful, you will see the confirmation message.

paypal verify confirm

And your Paypal account status should now be verified as seen in the screenshot below:

Verified Paypal account

That’s all.

You can now start using your Paypal account to make payments on sites that accept Paypal. No need worrying yourself about funding the Paypal account for now. When you use it to make payments, the credit or debit card linked to the Paypal account will be charged.

Have you been able to verify your Paypal account? Which bank card did you use? Please, let me hear from you via comments.

Please, tweet ,  +1 and share this with friends.

Cheers!

Recommended : Fund PayPal Account in Nigeria With Access Bank Visa Card

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79 responses to “How To Use GTB Naira Mastercard To Verify Paypal Account in Nigeria”

  1. Mary Avatar
    Mary
    June 19, 2014

    Thanks Jide. Will give it a try later today.

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    1. Jide Oguns Avatar
      Jide Oguns
      June 19, 2014

      You're welcome. Try it and hope it works for you

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    2. Empress Avatar
      Empress
      July 24, 2020

      I tried this but it kept declining my card. I did followed all the procedures, I’m also using GTB master card, please what could be wrong?

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  2. Anonymous Avatar
    Anonymous
    June 19, 2014

    I verified mine too with GTB card but have you been able to send payment with it Jide?

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    1. Jide Oguns Avatar
      Jide Oguns
      June 19, 2014

      I successful used it to load credit into my account at Addynamo.com

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  3. GODWIN TOGAN Avatar
    GODWIN TOGAN
    June 19, 2014

    I wish it can be used for withdrawal soon…

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    1. Jide Oguns Avatar
      Jide Oguns
      June 19, 2014

      Yes, can't wait for that too

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  4. Tolulope Matthew Matex Avatar
    Tolulope Matthew Matex
    June 19, 2014

    Good one there boss!

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    1. Jide Oguns Avatar
      Jide Oguns
      June 19, 2014

      Thanks Tolu

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  5. mubarak aminu Avatar
    mubarak aminu
    June 19, 2014

    but jide what if some one donot have masterscsrd, because i want register but i donot have it.

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    1. HallaNaija V-LOG Avatar
      HallaNaija V-LOG
      June 19, 2014

      Only master Card works for Nigerians. And if you want to get one, I suggest you use GTB. I've been enjoying them since the very first day I started using them even my DOM account I used for my adsese was opened for free. Try GTB! *smiles* Well done Jide Geekie!!

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      1. Loba's Effiritin Empire Avatar
        Loba’s Effiritin Empire
        January 12, 2021

        Actually Gt master cards is no longer working for PayPal,cause they kept declining my card. And there is actually limit to the amount of payment you can use monthly.

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    2. Jide Oguns Avatar
      Jide Oguns
      June 19, 2014

      Open an account at GTBank to get a mastercard or open an account with Access bank to get a Visa card.

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  6. Anonymous Avatar
    Anonymous
    June 19, 2014

    Am havin little problem wit the verification, do I need to activate the card for online bankin first bcus its keep on tellin me dat my bank dnt allow d verify.. Am confuse

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    1. Jide Oguns Avatar
      Jide Oguns
      June 19, 2014

      I guess so. Try activating it for internet transactions.

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  7. Uju Avatar
    Uju
    June 19, 2014

    Nice one Jide. Thanks.Still waiting for my bank (gtb) to debit the $1.95 so I can get the code. Apart from that it's a really straightforward process.

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    1. Jide Oguns Avatar
      Jide Oguns
      June 19, 2014

      I received the debit alert including the code within 30 minutes after clicking the "confirm debit card" link

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  8. fidelis ozuawala Avatar
    fidelis ozuawala
    June 19, 2014

    Can we Withdraw Money from There?

    i ve heard Its Not available for the now

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    1. Jide Oguns Avatar
      Jide Oguns
      June 19, 2014

      Not available for now. For now, you can only use it to make payments on sites that accept Paypal

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  9. sommie Avatar
    sommie
    June 19, 2014

    Hi jide, what do you mean by 'peer-to-peer transactions'?

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    1. Jide Oguns Avatar
      Jide Oguns
      June 19, 2014

      user to user money transfer

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  10. Odusanwo Kazeem Avatar
    Odusanwo Kazeem
    June 19, 2014

    jide thanks and God bless you i believe this tutorial will help nigeria to understand alot to open paypal easy and verify i will give it try and open my paypal account soon and verify with my Gtb mastercard thanks .

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  11. Anonymous Avatar
    Anonymous
    June 19, 2014

    Can I verify my Paypal account with GTB Dollar Master Card? What did you put as your Postal Code when registering?

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    1. Jide Oguns Avatar
      Jide Oguns
      June 20, 2014

      You can try it. I used the postal code for my location. You can get your using the online NIPOST post code finder.

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  12. Frabidel Abiodun Avatar
    Frabidel Abiodun
    June 19, 2014

    Thanx egbon jide….@peepz,check my blog out- http://www.frabidel.com ,o really talenu!

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  13. onyeisi chuks Avatar
    onyeisi chuks
    June 19, 2014

    This was the message i received from paypal.The bank that issued your card didn't approve this transaction. Please contact the card issuer.s customer service department if you have any questions. Or you can add a different card now to continue. jide what will i do; thanks.

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    1. Jide Oguns Avatar
      Jide Oguns
      June 20, 2014

      Are you sure you have enough funds on the card? Is the card a Mastercard or VISA? I hope it's not a Verve card

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  14. SoftWorks Avatar
    SoftWorks
    June 20, 2014

    HELLO JIDE. PAYPAL WAS UNABLE TO ACCEPT MY FIDELITY VISA CARD. I GOT A MESSAGE ' THE PAYPAL CREDIT CARD PROCESSING SYSTEM IS NOT AVAILABLE AT THIS TIME.PLS TRY AGAIN LATER'' WHY SHOULD IT BE?

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    1. Jide Oguns Avatar
      Jide Oguns
      June 20, 2014

      Maybe server issues. You can try again later.

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  15. Edemeko Endurance Avatar
    Edemeko Endurance
    June 20, 2014

    Thanks. This is good news. I will give it a trial.

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  16. Anonymous Avatar
    Anonymous
    June 20, 2014

    Am having same error as soft works using first bank MasterCard. Want to agree is server issue.

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    1. chika odoh Avatar
      chika odoh
      January 5, 2021

      The present day reality is that you can not send more than a 99$ using your naira debit card via PayPal .

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      1. Ken Avatar
        Ken
        April 2, 2021

        Ok. Have used PayPal recently for payment? Well thanks for the info, I will try again to use it.

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  17. Anonymous Avatar
    Anonymous
    June 20, 2014

    I have received an alert from my bank (GTB) for $1.95 charged on my card with the 4-digit code. When I login back to confirm the card, it says "We're sorry, but we're waiting for another member to finish linking this credit card to a PayPal account. Please try again in 5-7 days."

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    1. Sulaimon salawu Avatar
      Sulaimon salawu
      June 19, 2021

      Pls help me through I was unable to link my gtbank naira master card to Paypal

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  18. Anonymous Avatar
    Anonymous
    June 20, 2014

    just registered sire,waiting to be verified,never used a paypal before but i think this real cool…no more account suspension from foreign hosts..lol

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  19. Anonymous Avatar
    Anonymous
    June 23, 2014

    so if just for only payment ? paypal don't still believe in Nigerians o. so this is an avenue for us to spend our money but not an avenue to earn. no need

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  20. samson ude Avatar
    samson ude
    July 3, 2014

    : Is it possible to verify my Fidelity bank visa card via PayPal?

    Cos I tried to.. But d four pin is what I can't find

    ALERT:
    AC:**4862
    DESC: VISA PUR @ 00000001-PP*41
    DT: 20-06-14 13:44
    AMT: N320DR
    BL: N5,134.53CR
    CALL 01-4485252 FOR ENQUIRIES

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  21. Anonymous Avatar
    Anonymous
    July 3, 2014

    HOW WILL YOU ADD MONEY TO YOUR PAYPAL ACCOUNT FOR MAKING ONLINE PAYMENTS

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  22. Anonymous Avatar
    Anonymous
    July 14, 2014

    when I try to link my naira mastercard with paypal it will be writing ''the bank that issue this card did not approve this transaction…''I have contacted the bank but they seem not to know what's the issue.pls can you help me,maybe i'm missing something.(all my info are correctly supplied)

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  23. Ovi Avatar
    Ovi
    July 25, 2014

    Tanx Jide for ur writeup, well I also used a GTB mastercard to activate mine and after d transaction, hours later a debit alert was sent and d bal I had was like 300 naira short, I want to know if there were any bank charges taken from you when you did yours. Hoping for a reply soon

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  24. chinedu Avatar
    chinedu
    August 4, 2014

    how can receive money through the same paypal account?

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  25. Anonymous Avatar
    Anonymous
    September 25, 2014

    can i recieve payment in my verified 9ja paypal account?

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  26. Anonymous Avatar
    Anonymous
    October 13, 2014

    can first bank master card works?

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  27. Anonymous Avatar
    Anonymous
    November 11, 2014

    Please I opened my Paypal account today but unable to verify the account. I entered my GTB card details to get it verified but was denied. I was asked to contact my card issuer (i.e my bank). Please I want to ask if the hackers won't have access to my bank details by supplying my card information online. I am always afraid of this yet I want to be an online guru like you. My email is gracealabi@gmail.com

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  28. Olagbaiye Theophilus Avatar
    Olagbaiye Theophilus
    November 17, 2014

    Mr Jide they deducted about N334.75 from my account and it has been verified. Unfortunately tz been 4days and they haven't returned the money back!.. Any info?

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    1. toby allen Avatar
      toby allen
      November 18, 2014

      Mine took up to a week

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    2. Jide Oguns Avatar
      Jide Oguns
      November 18, 2014

      You might have to wait for a week or two..

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      1. Lawrence Avatar
        Lawrence
        July 15, 2020

        How do i know what my billing address is on my monthly bank statement or is there any way i can know what my billing address is? Contact me through Lawrence5061@gmail.com

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  29. Ann Chetachukwu Ubah MD Avatar
    Ann Chetachukwu Ubah MD
    November 18, 2014

    It's nice!

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  30. Marx Oduogu Avatar
    Marx Oduogu
    December 31, 2014

    Thanks brois it only GTB Bank can one Verify It?

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  31. Charlie Avatar
    Charlie
    March 17, 2015

    Nice piece and thanks for sharing. I just opened my PayPal account now, but seems there's an update or changes compared to your tutorial above, because i was asked to enter my card details immediately I was registering and when I finished, I didn't get any verification email in my inbox, but when I logged into my PayPal account, I saw "Account Type: Premier | Status: Verified…"

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  32. Anonymous Avatar
    Anonymous
    March 19, 2015

    I have been debitted for the naira equivalent of $1.95 but there is no 4digit code but only shown as a POS transaction on my statement of account since about 2months ago,therefore I cant verify as to be able to do transactions for which I decided to open the Paypal account.Is the Card Statement where I am to get the 4digit code different from my account statement?If yes,how do I get the card statement,If no when will I get the 4digit code,very frustrating indeed. Kindly assist

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  33. Anonymous Avatar
    Anonymous
    April 14, 2015

    I used my Zenith Bank's master card. Thank

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  34. Stanley Mbakpuo Avatar
    Stanley Mbakpuo
    October 28, 2015

    Thank you Jide. I just confirmed my PayPal account. I'm waiting for the code to be sent to me. Keep up the good work.

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  35. Anonymous Avatar
    Anonymous
    November 24, 2015

    very helpful…Thanks alot

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  36. Abidemi Black Pride Tunde Avatar
    Abidemi Black Pride Tunde
    December 22, 2015

    HELLO I'VE DONE EVERYTHING ABOUT PAYPAL AND I WANT TO PAY FOR TUITION FEES AND I WANT TO KNOW IF THEY ARE GOING TO CHARGE ME AT CENTRAL BANK RATES???

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  37. Kenny Ade Avatar
    Kenny Ade
    October 31, 2016

    Hello sir, i have a GTB atm card, but its a debit card. Do they accept debit cards.

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    1. olaoluwa idowu Avatar
      olaoluwa idowu
      November 16, 2016

      yes

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    2. Adam Avatar
      Adam
      December 13, 2016

      Hello Mr. Jide! Is it true that one cannot use savings account debit master card for Paypal linkage? I use GTB.

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  38. Unknown Avatar
    Unknown
    January 25, 2017

    hello sir, paypal isn't accepting the postcode i got as it is only numbers. How do i proceed

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  39. Admalician Avatar
    Admalician
    March 6, 2017

    I have money in my account but it still says This card is not accepted. Please use a different card., what do i do?

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  40. Unknown Avatar
    Unknown
    May 25, 2017

    What exactly is the "billing address"? I tried both my house and email addy, no result

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  41. Moses Onyesom Avatar
    Moses Onyesom
    May 26, 2017

    Hi Jide, I tried sending money with my Paypal account linked to my Access Bank Debit Master Card but they keep telling that I can't send money using the card and that I should try again using another card. Please, what could be the problem? Are Nigerians not allowed to use paypal anymore?

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  42. Akolade Nathaniel Avatar
    Akolade Nathaniel
    August 15, 2017

    Pls, Mr. Jide, I tried to link my Gtbank atm card which is Mastercard to my PayPal account but is not responding and keep showing this: "Check your card details and try again."

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  43. Joseph Akinrinola Avatar
    Joseph Akinrinola
    December 7, 2017

    Hi i kept on getting this message when i try to link my gt bank card to PayPal”check your account detail and try later”. What next should I do?

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    1. jidetheblogger Avatar
      jidetheblogger
      December 10, 2017

      Naira or dollar gtbank card?

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  44. onyinye Avatar
    onyinye
    April 9, 2018

    Hi i kept on getting this message when i try to link my gt bank card to PayPal” this card is not accepted. please use a different card

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    1. raphael d'emedion Avatar
      raphael d’emedion
      May 2, 2018

      same issue im facing

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      Reply
  45. Ebuka. Avatar
    Ebuka.
    May 28, 2018

    I’m getting the same response of gtb card not accepted.Also, the paypal.com.ng is not even displaying or it stays blank after loading.

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  46. Assumpta Avatar
    Assumpta
    June 1, 2018

    I try using payoneer master card but is declining.

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  47. Fabian Avatar
    Fabian
    September 1, 2018

    Hi! I linked my GTBANK master card with my PayPal account while $1.95 was deducted twice without sending me the code for like two weeks now, why? Any help concerning this will be truly appreciated.

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  48. Nino brown Avatar
    Nino brown
    December 22, 2018

    Pls, how can I receive money from PayPal straight to my gtbank account ? I need answer ASAP thanks

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  49. Gabriel Avatar
    Gabriel
    January 30, 2019

    Hi jide, I’m stranded, right now I’ve been on, verification of my payoneer account, they request 4 basic things to verify my account;
    1. Bank account verification
    2.update address
    3. Social security card
    4. Government-issued photo ID
    I need assistance. Thank you

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  50. Williams Avatar
    Williams
    December 18, 2019

    Please I have an account with PayPal I receive funds but I can’t send nor withdrawn what do I do

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  51. Freedom Avatar
    Freedom
    May 28, 2020

    Can I apply it with my u.b.a master card…?

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  52. Opeoluwa Avatar
    Opeoluwa
    July 15, 2020

    I filled all the necesary spaces but cant still link my card its showing error

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  53. Friday Solomon Avatar
    Friday Solomon
    April 30, 2021

    I used gtb but is not linking

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    Reply
  54. Nezir Avatar
    Nezir
    August 14, 2021

    Please help me am trying to link my GTB ATM card to PayPal and it showing error or I should try again later. Please help me how can I fix it. Thanks

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