FHA: 1) Down-payment assistance products 2) CALFHA 3) Sapphire (100% financing) 4) New Lower MIP 5) New Loan limits 6) 203k Constructions Loans 7) HELP down payment assistance program 8) No minimum tradeline requirements 9) Minimum Fico 600 10) Cash-out 85% LTV 11) Home Possible 12) Mcc Tax Credit Conventional Loans Fannie Mae: 1) 3%, 5%, 10% down-payment 97% loan to value, 95% loan to value 2) No Mortgage Insurance 3) 80/10/10 4) 6 months Cash-out seasoning new value 5) High Balance up to 95% loan to value 6) High Balance - 80% CASH OUT 7) W2 Validation for wage earners 8) Mcc tax credit 9) Interest Only Loans Available Freddie Mac 1) 1year tax return 2) Transferred appraisals 3) Home Possible 4) W2 Validation for wage earners Private Money lending: 1) High loan to values 2) Low down-payments 3) Rates starting as low as 7.99% 4) Points starting from 1.5% 5) 12, 24, 36 and 48 month loans available 6) Approvals within 24hours 7) Loan doc's within 48hours 8) Funding within 72 hours from submission 9) Refinance/Cash-out 10) Cross-collateralization available 11) Loan amounts as high as $10 million 21 day Closes! Approvals within 24 to 48 Hours!

Website: calunionfunding.com

Phone: (818) 627-5363

Cross Streets: Near the intersection of Laurel Canyon Blvd and Victory Blvd