Twenty years lending in the Spokane market, 250+ local loans closed, licensed in both Washington and Idaho — one pre-approval works on either side of the state line, whether the house is in Spokane Valley or Post Falls. I'm an independent correspondent lender, which means the control of a bank (we fund and underwrite in-house) without being stuck with one bank's menu. That's why I can place files most lenders can't: DSCR investor loans that qualify on the property's rent, bank statement loans for self-employed buyers whose tax returns undersell them, USDA zero-down in the eligible parts of Spokane County, VA construction, and a first-lien HELOC payoff program most local lenders don't offer. How I work: you get real numbers before anyone asks for your paperwork, and I price every option against the alternatives — if the program you called about isn't the cheapest way into the house, you'll hear that from me first. Free guides and payment tools at spokaneloanteam.com, no phone number required to read them. Brad Patshkowski, NMLS #71298. HHL Group, a Division of Canopy Mortgage, LLC, NMLS #1359687. Equal Housing Lender.

Website: spokaneloanteam.com

Phone: (509) 230-3765