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Joe Bishop - Ameris Bank Real Estate Financing

I am a veteran in the mortgage industry, with annual sales volume that ranks in the top 1% of all mortgage originators nationally. My team and I treat clients like family - you come in as a client and leave as a friend. My availability, experience, and knowledge of the mortgage industry is what I believe separates me from other mortgage originators out there. I focus on a wide variety of mortgage options, and my competitive pricing and product lines are 2nd to none. I offer all standard mortgage products that most buyers are seeking, plus select bank Portfolio products to help provide un-conventional financing for certain buyers. My product line includes conventional financing with as little as 3% down, FHA for credit challenged borrowers, 100% financing with USDA and VA, 95% jumbo, and 100% financing for medical professionals including but not limited to physicians, physician assistants, dentists, pharmacists, veterinarians. I also originate the most competitive Construction-To-Permanent loan for buyers looking to purchase land and obtain construction financing all in one loan. Licensed to work in: Nationally registered

Phone: (706) 340-3972

Interested in our services?

Closed now

  • Tue 9:00 AM - 5:00 PM

1045 S Milledge Ave Athens, GA 30605 ·356.80 mi

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Reviews

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Charlie Y. 06/26/25

Joe was a pleasure to work with during the home loan process. He offered us highly competitive rates and as quick as two-week closing times. He helped us consider different avenues to reduce...

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Scott W. 07/07/23

Joe was very helpful with our construction to perm loan and his team were on top of everything needed each step of the way. I highly recommend!

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