NKS Financial provides residential mortgage financing for homebuyers, homeowners, and real estate investors. We offer Conventional, FHA, VA, USDA, Jumbo, First-Time Homebuyer, Down Payment Assistance, Reverse Mortgage, Bank Statement, DSCR Investor, Non-QM, Self-Employed Borrower, HELOC, Home Equity, Bridge, Renovation, Construction, and refinance loan options. With more than 30 years of mortgage experience, we help clients determine which financing strategy best fits their needs and long-term financial goals. Whether you're purchasing your first home, moving up, investing in real estate, refinancing, or accessing home equity, we guide you through the options and help simplify the mortgage process. Our approach is based on mortgage planning—not simply selling a loan. We take the time to understand each client's financial situation and provide personalized guidance from application through closing. NKS Financial, Inc. | Licensed by the California Department of Real Estate #01146961 | Neal Smith NMLS #76186 | Equal Housing Opportunity
Website: teamnks.com
Phone: (916) 718-9816
Cross Streets: Near the intersection of University Ave and Park Center Dr
Closed now
- Sun Closed
333 University Ave, Ste 200 Sacramento, CA 95825 ·2278.39 mi
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Reviews
yelpNeal makes refinancing so easy. He is extremely knowledgeable and finds the best product.
MoreNeal and his team are outstanding. They held our hands every step of the way through the purchase of our first home, and then the refinancing process a few years later. They are patient, brilliant...
MoreOur second time doing business with NKS was just as good as the first. They make the loan process as quick and painless as possible. Thank you Neal, Karen and the rest of the team.
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