I am a 22 year old with a newborn baby my mother passed away 6 years ago when my mother passed away she left everything to my sister and I.We had to scramble trying to come up with money my mom asked just as she was about to pass away if she could get life insurance and that answer was no. My mother was uninsurable because of her health my goal here today is to not try to sale you a product but is to make sure you have everything you need in the event something happens But they are so many values as well there are living benefits as well and I will be happy to go over them

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