Just did my second refi with Ramesh. I thought the first time (several years back) went smoothly, but this time was silky smooth. I transferred all required docs via email, and did all the...

Ramesh and Terri are awesome I have been refinancing thru them for many years Best part if I am eligible for a better rate I would always get courteous call from them Awesome service great...

Ramesh is the owner of this business, and partners with Subhas Chandra who is a real estate agent. Between both of them - they are the best combination ever! Individually, they are a great...

I had no idea how involved the process was to obtain a mortgage! Thankfully Ramesh is an expert and understands the ins and out and has decades of experience in this field. Every step of the way...

We were first time home buyers and were complete novices to real estate in the Bay Area. Ramesh and team built our confidence by being transparent, providing and explaining relevant financial...