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Monterra Credit Union Formerly San Mateo Credit Union
Monterra Credit Union Credit Union

Unlike banks, credit unions are owned by their members. At SMCU, everything we do is designed with member-owners in mind--from quality services to cost-efficient products to personalized attention. We return value to everyone who participates in our member-owned financial cooperative, passing our profits on to you in the form of lower loan rates, higher dividends on savings, the lowest possible fees, and many free and practical services. We also place particular emphasis on safeguarding your privacy at all times, and never sell our members' information. Because our member-owners are our most valuable assets, we embrace principles that reflect our commitment to you: "Not for profit, not for charity, but for service" "People helping people"

Phone: (650) 363-1725

Interested in our services?

Closed now

  • Thu 9:00 AM - 5:00 PM

1515 S El Camino Real San Mateo, CA 94402 ·2343.26 mi

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Reviews

yelp
4.0 466 reviews
5 star
352 4 star
15 3 star
6 2 star
13 1 star
80
Lady V. 10/20/26

I love how easy it is to apply for an account. Their service is good and they are friendly.

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Tim G. 04/08/26

Just had the most wonderful thorough professional experience refinancing my two cars with Terry Zhang in lending services at Monterra Credit Union. The entire transaction was done seamlessly made...

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Ken J. 10/22/26

Had an auto loan for couple years but recently worked with Terry Zhang in the lending center who helped me refinance for a much lower rate! He was super chill to work with, very informative and...

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Silvia L. 09/19/26

Terry is an absolute professional. As a Senior Consumer Lending Specialist, he provided outstanding support throughout my financing journey. He is responsive, clear, and super helpful every step...

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Maria J. 10/02/26

Gave us best deal out there! Terry Zhang was helpful answered all my questions and it was an easy process!

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