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Pamela Fugitt-Hetrick LUTCF, NSSA
Pamela Fugitt-Hetrick V.P. of Health Benefits and host of our weekly radio show
Health Reform Specialist
Money Moves recognized
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Certified Agents for Covered CA
We have three Covered CA certified agents in house. We are a Covered CA storefront as well.
DCD Financial & Insurance Services Health Insurance

DCD Financial & Insurance Services is a trusted, full-service independent insurance agency serving Santa Cruz and the greater California region since 1938. With over 85 years of industry expertise, we specialize in providing tailored insurance solutions for auto, home, health, life, and business needs. Our team is committed to delivering personalized, responsive customer service and building long-term relationships with our clients. We pride ourselves on offering quality protection at competitive rates, backed by integrity and professionalism. Whether you're an individual or a business, we help you find the right coverage to fit your goals and budget.

Website: dcdis.com

Phone: (831) 423-8542

Interested in our services?

Closed now

  • Sun Closed

1123 Soquel Ave Santa Cruz, CA 95062 ·2336.53 mi

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Amenities

  • Wifi

Reviews

yelp
4.0 31 reviews
5 star
25 4 star
0 3 star
0 2 star
0 1 star
6
Lynn P. 09/22/26

I came in for Medicare advice. Pam was patient and understanding, while trying to help me through the process of understanding the steps I needed to take.

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Sherman U. 01/29/25

Pamela managed to obtain, via my landline phone, an application to my Medicare Health Insurance that was accepted by an Health Insurance Company. It took some time due to the length of questions...

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Garrett P. 05/22/25

called wanting insurance quote, got put to voice mail, they never called back not good (so far)

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Leslie A. 12/20/24

Pamela is fantastic and keeps on top of everything and wants to best for us! She is the best we have ever had and appreciate her very much!

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Dave M. 09/22/22

Pam is a fount of knowledge for all things Medicare and Covered California. In a 20 minute call she helped us understand why we were having trouble finding the right combination of plan and...

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