Note:
Your family's conditions will change every year.
Your life insurance needs are very likely to change over time.
I suggest that you repeat your calculation using
a life insurance calculator every year
to make sure you are neither over-insured nor under-insured.
You need to keep in mind that while you
can reduce your life insurance death benefits relatively easily,
especially when you are buying term life insurance,
it is relatively hard for you to raise your life
insurance death benefits. Life insurance companies normally
require you to have physical examinations before you can
purchase new or purchase more life insurance whether it is
term life or cash-value life insurance.
Disclaimer:
This life insurance calculator is provided to anyone for free as is.
There is no guarantee that the answers given by the
life insurance calculator are either complete or correct.
It is not anycalculator.com responsibility if the user
has incurred any monetary or non-monetary loss
as a result of
using the calculator. Use this calculator only for a
very rough estimate of your life insurance needs.
Use this calculator at your own risk!
It will give you an estimate only.
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Eternal Life Insurance
How to purchase eternal life insurance (Accept the free gift of God offered to you.)