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Fund PayPal in Nigeria With Access Bank Visa ATM Card

July 14, 2014

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jidetheblogger Avatar
jidetheblogger

It’s no longer news that using PayPal now in Nigeria is possible without having to change IP or use a USA address.

Recently, I published a tutorial on how to open a PayPal account in Nigeria with GTBank MasterCard. Ever since then, I’ve been getting series of mails and calls on how to fund Nigeria PayPal account and also if it’s possible to get verified on PayPal with Access Bank Visa card.

Well, getting a PayPal account verified with Access Bank Visa card works perfectly. In fact, I received my PayPal verification code instantly when I confirmed the card on PayPal. No delay at all compared to when I verified my PayPal with GTBank card, during which I have to wait for long to get the 4-digit PayPal code.

The interesting part is that I was able to pay with the Access bank Visa card without confirming it when PayPal prompted me to use another card at a time the site where I wanted to make payment was declining my GTBank card which is the card I used to verify my PayPal account. It was after I used the Visa card to pay for two transactions, I decided to confirm it using the PayPal code – and the verification was instant.

You no longer have to worry yourself searching the web for PayPal exchangers in Nigeria or tutorial on how to fund PayPal in Nigeria. Reason is that once you link and confirm your debit card on your Nigeria PayPal account, all payments you make in sites accepting PayPal will be automatically deducted from the balance on your card.

Your Access Bank Visa card links to your Access bank account. So, make sure you always have enough fund in the bank account to enable you make payments successfully with your PayPal account.

How To Get Verified On PayPal With Access Bank Visa Card

==> Go to https://www.paypal. com/ng/ and click on “ Sign Up “

==> Click “ Open an Account ” for Individual account type

==> Fill in your details including a valid email address you’ve never used on PayPal.com.

==> Click the “ Agree and Create Account ” button

==> You will then be prompted to enter your card details. Ensure the billing address matches the address you used to open your bank account. The same address is associated with your card.

==> Click “ Continue ” to proceed to your account.

==> Sign in to your email account and click on the verification link in the mail sent to you by PayPal.This might prompt you to enter your password for you to sign in to your PayPal account.

==> Once signed in, click the ‘ Get Verified ” link or the “ Link and confirm credit or debit card ” link

==> You will be redirected to a new page to confirm your card for verification. The card type, the last four digits of the card to confirm and the billing address will be displayed. Click on “ Continue ” to proceed.

==> After clicking “ Continue “, PayPal will charge the card $1.95 (about N320) to make sure it’s yours. PayPal will refund the money later.

==> You will get debit alert from Access bank via sms or email and you will see a 4-digit code associated with the PayPal charge.  Your SMS alert should include a line similar to what is displayed in the screenshot below:

access bank paypal alert

==> Once you have the 4-digit Paypal code (highlighted with the arrow sign), log back in to your PayPal account and click “ Confirm my debit or credit card “.

enter paypal code

==> Enter the 4-digit code in the space provided and click “ Confirm Card ” button.

If successful, you will see the confirmation message.

paypal verify confirm

And your Paypal account status should now be verified as seen in the screenshot below:

Verified Paypal account

That’s all.

You can now start using your Paypal account to make payments on sites that accept Paypal.

Your PayPal balance will keep reading 0 for now. Nothing you can do about that for now. Whenever you want to pay on any site, select the Paypal option. You will be redirected to a page where you can login to your PayPal account. Sign in and Pay. The Payment will be deducted from your card and not from the 0 PayPal balance. 

Have you been able to verify your Paypal account with Access bank Visa card or any other card from other banks? How soon did you receive the code? Please, let me hear from you via comments.

Please , tweet, +1 and share this with friends.

Cheers!

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41 responses to “Fund PayPal in Nigeria With Access Bank Visa ATM Card”

  1. Damola Avatar
    Damola
    July 8, 2014

    I used Fidelity card and dint get the code. It didn't show in the alert. Guess I have to get GT or Access card so i can verify my acct

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    1. Jide Oguns Avatar
      Jide Oguns
      July 10, 2014

      Yes, get Access or GTB card. I have seen similar complains about The Fidelity card at Nairaland

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  2. Boma Avatar
    Boma
    July 8, 2014

    Yes, it works instantly. I verified mine with the Access card. Nice update

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    1. Jide Oguns Avatar
      Jide Oguns
      July 10, 2014

      Thanks for the confirmation

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    2. Ubadigha Chika Ernestina Avatar
      Ubadigha Chika Ernestina
      July 1, 2021

      Can you receive payments with PayPal

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  3. Mannastores Avatar
    Mannastores
    July 10, 2014

    Thanks jide, i also activated mine and used it to make a purchase from amazon and shipped it through a firm that has an office in UK and Lagos

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  4. sofo Avatar
    sofo
    July 10, 2014

    Please can we recieve payment with it

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  5. Natural Avatar
    Natural
    August 3, 2014

    The down side is that you cannot receive payments with a nigerian paypal accounts.

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  6. ANGU RANSOM Avatar
    ANGU RANSOM
    August 3, 2014

    You cannot receive payment with pay pal Nigeria. Nigeria has a pay ONLY account similar to Cameroon

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  7. OSINLOYE DELE Avatar
    OSINLOYE DELE
    December 27, 2014

    Can I fund my PayPal account with any Nigeria bank master card?

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  8. Moses Avatar
    Moses
    December 31, 2014

    The process is just as you have explained it. I got my paypal account opened and verified within 5minutes with Access visa card. I think access card is the best deal for now, hassle-free!

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  9. Dan Avatar
    Dan
    March 21, 2015

    Hi, do I need to enable my Access Visa card for online transaction before adding to my PayPal acount?

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    1. Anonymous Avatar
      Anonymous
      May 13, 2015

      yes . just go to an access bank atm and generate an i-pin and it must be different from you regular atm pin u use in withdrawing from the atm , once you generate the pin you get a confirmation on the atm instantly and your card is set for online payments,

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  10. Moses Chukwu Avatar
    Moses Chukwu
    June 18, 2015

    Very Useful post

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    Reply
  11. Anonymous Avatar
    Anonymous
    January 19, 2016

    Hi Now That we have a new cbn policy on international card payment how much does it affect this access bank channel because i want to avoid this cbn wahala

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  12. Ajanaku Adenike Avatar
    Ajanaku Adenike
    June 25, 2016

    Pls I tried linking my access MasterCard to my paypal account but the system keep saying I cannot use the card.Please what am I sup posed to do?

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    1. kingsley Amobi Avatar
      kingsley Amobi
      June 20, 2017

      The same thing happen with my Access bank master card. I try using it PayPal but it keep saying u cannot use this card.what is the way forward

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      1. All-amin Avatar
        All-amin
        January 30, 2022

        You can’t use an empty card fund it with a least 1k

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  13. Ajanaku Adenike Avatar
    Ajanaku Adenike
    June 25, 2016

    I linked forst bank account too abutbout 3 hours ago but still waiting for the code

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  14. Ansa John Avatar
    Ansa John
    October 5, 2016

    Enter your comment…what's the exchange rate when making online payment with paypal?

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  15. Anonymous Avatar
    Anonymous
    December 17, 2016

    Always try to use Visa Cards, it is easier and simple on Paypal

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  16. Ernest Igberase Avatar
    Ernest Igberase
    December 25, 2016

    Pls which bank visa card can I use for online purchase? All cards seems to be restricted to only online local sites. This really terrible

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  17. Mohammedkabir Adamu Avatar
    Mohammedkabir Adamu
    April 12, 2017

    Is access bank visa card still working with paypal?

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    1. Simon Daniel Avatar
      Simon Daniel
      May 26, 2017

      Yes! I just confirmed my PayPal account with access bank master card recently.

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      Reply
  18. onein town Avatar
    onein town
    June 9, 2017

    does the access bank work with paypal as of now

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  19. KENNETH NWANKWO Avatar
    KENNETH NWANKWO
    August 16, 2017

    is it possible to recieve money to nigeria through paypal

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  20. femi Austin Avatar
    femi Austin
    April 20, 2018

    Do you know who can help me fund my PayPal as my bank is not funding it and I need to do a transaction by next week unfailingly. Thanks

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  21. Melvin Avatar
    Melvin
    July 24, 2018

    I added my access card and i was able to send a transaction. But I want to know how I can get my account verified and also the rate at which access bank charge 1$ in naira.

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  22. Andrew Avatar
    Andrew
    December 6, 2018

    Hello Sir please is it important that the location of I reside tallies with the one I used to create my bank account

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  23. Yvonne Avatar
    Yvonne
    May 10, 2019

    Hi Jide, what about issues with receiving money on my PayPal account. Each time my client tries to pay, it says that I can only receive money through my website. What does that mean? As I do not have any website

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    1. Chyke Avatar
      Chyke
      December 15, 2020

      I added Access Bank and I did not receive the code and I have done it twice. Please, who can help out. I went to Access bank and no good reply. I went to uba and I added too, but no code yet. Please, who had a way out.

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      1. Nnanyelugo Adibe Avatar
        Nnanyelugo Adibe
        May 21, 2021

        After you’re debited, call the access bank contact centre with your phone, have at least #500 credit incase of any delays while on the call. explain to then that you’ve just been debited while trying to link your card to your paypal and that you’d like the code paypal sent with the debit. It will be called out for you.

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  24. Temitayo Avatar
    Temitayo
    November 28, 2019

    please sir i was unable to see the four digit code on my access bank alert they only send an alert of money deducted without the code please what can i do sir.

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    1. Nnanyelugo Adibe Avatar
      Nnanyelugo Adibe
      May 21, 2021

      Contact the access bank call centre. They’ll tell you the code

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  25. Ubadigha Chika Ernestina Avatar
    Ubadigha Chika Ernestina
    January 14, 2020

    Can you receive payment and withdraw money through your PayPal account

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  26. Valentine Avatar
    Valentine
    July 6, 2020

    I added my access debit card. A debit alert was sent but the code wasn’t added. How do I proceed from here.

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  27. Salman Bello Avatar
    Salman Bello
    August 23, 2020

    same problem bro, an alert was sent but no pp code

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  28. Divine Avatar
    Divine
    October 12, 2020

    I recieved the alert but i didn’t see the pp code there .. I saw something like this
    Debit
    Amt:NGN867.75 Dr
    Acc:************
    Desc:POS/WEB PMT 4029357733 4029357733 00LU
    Time:04/10/2020 13:06:33
    Avail Bal:
    Total Bal:

    I opened the account few days ago.

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  29. Chyke Avatar
    Chyke
    December 15, 2020

    I added Access Bank and I did not receive the code and I have done it twice. Please, who can help out. I went to Access bank and no good reply. I went to uba and I added too, but no code yet. Please, who had a way out.

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    Reply
    1. Nnanyelugo Adibe Avatar
      Nnanyelugo Adibe
      May 21, 2021

      After you’re debited, call the access bank contact centre with your phone, have at least #500 credit incase of any delays while on the call. explain to then that you’ve just been debited while trying to link your card to your paypal and that you’d like the code paypal sent with the debit. It will be called out for you

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      Reply
  30. Awolumate Goodness Avatar
    Awolumate Goodness
    June 30, 2021

    I have successfully link my access bank debit card to my PayPal account but no code was sent to me. Afterwards, I received a mail that my account limit has been lifted. Please is my account still verified? Goodness

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