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Stony Brook Seawolves at Ball State Cardinals NCAAF Prediction, Picks & Odds for Sept. 12, 2026
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- Stony Brook Seawolves at Ball State Cardinals NCAAF Prediction, Picks & Odds for Sept. 12, 2026
The Ball State Cardinals will take on the Stony Brook Seawolves on Saturday at 2:00 p.m. ET at Scheumann Stadium (Muncie, Ind.).
Ball State is coming home looking for redemption after taking a loss in their road opener. They were dealt a punishing 56-3 defeat at the hands of the Ohio State Buckeyes in Week 1. Sadly, the loss continues a streak the team started last season, making it four in a row.
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Perhaps unsurprisingly given the score, Ball State was not effective on offense and finished the game with only 165 total yards. They have not posted that few total yards since Oct. 11, when they gained 88 vs. Western Michigan.
Meanwhile, Stony Brook didn't have too much breathing room in their contest against the Lindenwood Lions in Week 1, but they still walked away with a 36-32 win. The victory almost wasn't to be: the Seawolves were down 22-7 in the second quarter.
Multiple players turned in solid performances to lead Stony Brook to victory, but perhaps none more so than quarterback Quinn Boyd, who threw for 298 yards and a pair of touchdowns while completing 77.1% of his passes, and also punched in one score on the ground. Boyd's passing yards production has been exceptional as that marked his sixth straight game with at least 270 passing yards dating back to last season. Another player making a difference was running back CJ Hester, who rushed for 95 yards and two TDs.
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Another reason for the win was Stony Brook's imposing defense, which managed to get into the backfield for four sacks. Defensive lineman Reggie Darkah was particularly dangerous to the passing game, picking up two himself.
Going forward, Ball State is the favorite in this one, as the experts expect to see them win by 14.5 points. They finished last season with an even 6-6 record against the spread.
How to Watch Stony Brook Seawolves at Ball State Cardinals
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Date:Sept. 12, 2026
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Time:2 p.m. ET
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Venue:Scheumann Stadium (Muncie, Ind.)
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TV: ESPN+
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Streaming:Stream on Disney+
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Buy tickets:Buy Seawolves at Cardinals tickets on Gametime
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Stony Brook Seawolves at Ball State Cardinals Odds, Line and Spread
Betting lines as of 09/11/2026 at 1:42 PM ET. Odds subject to change. Bet with bet365 .
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Moneyline (ML):Cardinals -840 | Seawolves +542
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Against the spread (ATS):Cardinals -14.5 (-110) | Seawolves +14.5 (-110)
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Over/Under (O/U):57.5 (O: -110 | U: -110)
Stony Brook Seawolves vs. Ball State Cardinals Against the Spread and Over/Under
ATS Trends
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BALL ST: failed to cover in 4 straight games
Over/Under Trends
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BALL ST: over hit in 3 straight games (58.3 avg. points)
Stony Brook Seawolves vs. Ball State Cardinals ATS and Over/Under Records
Stony Brook Seawolves
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Last season: 0-1 ATS, 0-1 over/under
Ball State Cardinals
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This season: 0-1 ATS, 1-0 over/under
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Last season: 6-6 ATS, 5-7 over/under
Players to Watch in Stony Brook Seawolves vs. Ball State Cardinals
Seawolves Players to Watch
Quinn Boyd – Previous Game: 27-35, 298 pass yds, 2 pass TDs, 0 INT at 77.1% cmp, 18 rush yds, 1 rush TD on 6 carries
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8.5 yards per attempt – new career-high
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1 rushing touchdown in three straight games
Prediction for Stony Brook Seawolves vs. Ball State Cardinals on Sept. 12, 2026
Seawolves 24 – Cardinals 41
ATS Lean: Cardinals
Ball State has had a rough stretch, but we expect the Cardinals to bounce back at home and cover the 14.5-point spread.
Disclosure: Some or all of this content may have been generated by AI. While we strive for accuracy, AI can occasionally produce incorrect information. If you buy something via one of our links, we may earn a commission.
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This story was originally published by Athlon Sports on Sep 12, 2026, where it first appeared in the College Football section. Add Athlon Sports as a Preferred Source by clicking here.
