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    Mortgage Basics

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    How much house can I afford?

    Here's how to use a mortgage affordability calculator to help you determine how much house you can afford.

    Get a low mortgage rate

    Buying a house when interest rates are high requires an understanding of your different mortgage options.

    Best mortgage lenders

    Here's how to find the right mortgage lender when shopping for a home loan.

    First-time home buyers

    If you're looking to buy a home for the first time in 2023, here are some benefits and programs to take advantage of.

    HELOC vs. home equity loan

    Home equity lines of credit and home equity loans are designed to allow you access to the value of your home right now.

    Mortgage refinancing

    If you're considering refinancing your mortgage, here's everything you need to get started.

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    HELOC and home equity loan rates Saturday, May 2, 2026: With rates low, find out what makes certain lenders the 'best'

    HELOC and home equity loan rates Saturday, May 2, 2026: With rates low, find out what makes certain lenders the 'best'

    Today's HELOC and home equity loan rates are near multi-year lows. Today, Saturday, May 2, 2026, the average HELOC rate is 7.24%, and the national average rate on a home equity loan is 7.37%.
    Mortgage and refinance interest rates today, May 2, 2026: 30-year rates moved higher this week

    Mortgage and refinance interest rates today, May 2, 2026: 30-year rates moved higher this week

    These are today's mortgage and refinance rates, Saturday, May 2, 2026. According to Zillow, the current 30-year fixed rate is 6.20%, up 11 basis points this week. Meanwhile, the 15-year fixed rate is up eight basis points this week to 5.66%.
    When will mortgage rates go down again? A resilient economy is helping.

    When will mortgage rates go down again? A resilient economy is helping.

    Ongoing negotiations with Iran are helping mortgage rates to go down. Learn why, and when mortgage rates could drop further.
    HELOC and home equity loan rates today, May 1, 2026: With rates trending lower, find ways to build equity faster

    HELOC and home equity loan rates today, May 1, 2026: With rates trending lower, find ways to build equity faster

    These are today's HELOC and home equity loan rates on May 1, 2026. You can access the ownership value in your home at the lowest rates in three years.
    Mortgage and refinance interest rates today, May 1, 2026: Inflation concerns send mortgage rates higher

    Mortgage and refinance interest rates today, May 1, 2026: Inflation concerns send mortgage rates higher

    These are today’s mortgage and refinance interest rates, Friday, May 1, 2026. The 30-year fixed-rate rose by 11 basis points to 6.21%, according to the Zillow lender marketplace. The 15-year fixed loan rose by one basis point to 5.63%, and the 20-year fixed loan increased from 6.08% to 6.14%.
    What is the difference between a home's appraised value and market value?

    What is the difference between a home's appraised value and market value?

    A home's appraised value and market value don't always align, and a sale can be difficult if the two numbers are different. Learn how these values affect you.
    Types of FHA loans: Your options and how to choose a program

    Types of FHA loans: Your options and how to choose a program

    There are many types of FHA loans, from energy-efficient mortgages to condo-approved loans. Find the best FHA loan program for buying or refinancing your home.
    The oil price spike is sending mortgage rates higher too: Mortgage and refinance interest rates today, April 30, 2026

    The oil price spike is sending mortgage rates higher too: Mortgage and refinance interest rates today, April 30, 2026

    Mortgage rates rose this week as escalating tensions between the U.S. and Iran stoked fresh fears about inflation. 
    HELOC and home equity loan rates today, April 30, 2026: Given current rates, be sure you understand how some HELOCs are changing

    HELOC and home equity loan rates today, April 30, 2026: Given current rates, be sure you understand how some HELOCs are changing

    These are today's HELOC and home equity loan rates, Thursday, April 30, 2026. The average adjustable-rate HELOC is 7.24%, up four basis points from one month ago, and the national average rate on a fixed-rate home equity loan is 7.37%, down 10 basis points from last month.
    Is now a good time to refinance your mortgage? 5 things to consider following the Fed rate pause.

    Is now a good time to refinance your mortgage? 5 things to consider following the Fed rate pause.

    Mortgage rates are down more than a half point since the end of last May, sparking a more than 62% increase for refinance applications year over year. Does that mean now is a good time to refinance your mortgage?

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