What makes Citizen Novelty Financial Services different is our commitment to education before sales. We don’t just offer financial products we take the time to help individuals truly understand life insurance, retirement protection, credit, and wealth-building strategies in a way that is simple and relatable. As a Black-owned firm rooted in community, our mission is to close the financial knowledge gap, empower underserved families, and help break generational cycles through real education, trust, and long-term financial guidance.
We are fee-only Financial Life Planners strictly adhering to the fiduciary standard of acting in our clients best interest. We are not conflicted by product sales or commissions. Let us help you join your life and your money.
Let our Experience help STOP bad credit reporting. Late Payments Repossessions Student Loans Bankruptcies Foreclosures Judgements Charge Off Collections Tax Liens Evictions
A top-rated and comprehensive financial planning & wealth management firm with a keen focus on helping our clients realize their dreams -- customized services designed for the financial needs of Tristate. We take a personalized approach, working together with you to grow and protect your assets.
Comprehensive fee-only financial life planning. Philosophy of Independence: We believe in providing unbiased and objective advice based solely on your situation, not on proprietary products or corporate constraints. That's why we stand by our own declaration of independence and sit on your side of the table. We always look after your best interests, guided by an honest assessment of your needs and goals. Your agenda is our compass. Fiduciary Excellence: As your fiduciary, we are straightforward in our advice, transparent in our fees, and responsive in our service. We engage in the relentless pursuit of putting you first in everything we do. Our internal checks and balances are reinforced by a certification from the Centre for Fiduciary Excellence (CEFEX). CEFEX provides independent recognition of our firm's conformity to a defined standard of practice and our trustworthiness as an investment fiduciary.
