Debt Reduction Services is a non profit "full service" debt management and credit counseling service organization that has helped thousands of consumers since our inception in 1996. Our goal at Debt Reduction Services is to significantly improve the financial well-being of our clients, and assist them in achieving a better overall quality of life through credit counseling, debt management and credit and debt education programs. Our services include free budget and credit counseling, low cost debt management programs, and free community wide educational programs as a part of a complete and sound financial outcome for our clients. Debt Reduction Services is committed to educating the general public, and in particular each of our clients, in order to help people learn to live a debt free life. Our intention is to offer the highest quality of instruction and credit counseling, and in those instances where applicable, couple that instruction and counseling with our debt management programs, also known as debt consolidation. Headquartered in Boise, Idaho, Debt Reduction Services operates 10 branch offices in 7 states. We serve clients through most of the United States. See More Locations Our mission is to promote financial responsibility in our clients and community members nationwide. We accomplish this through educational programs, counseling, and personalized services. We thus empower individuals to develop and use positive budgeting skills and effective spending behaviors, to use credit wisely, and to prevent, manage, and eliminate consumer debt. Debt Reduction Services is certified compliant by BVQi NA, Inc to the ISO 9001: 2000 Quality Management System Standard in order to ensure the highest level of quality service to our clients. Our credit counselors are certified through The Center for Financial Certifications, an independent credentialing body recognized by the debt management industry and individual state regulators and creditors. Debt Reduction Services is also a member of the Better Business Bureau ( BBB ) and the Association of Independent Consumer Credit Counseling Agencies. AICCCA is a national membership organization, established to promote quality and consistent delivery of Credit Counseling Services This past year of difficult economic times has impacted everyone in some way or another ; some have lost jobs, others have been forced to take pay cuts, and we've seen a dramatic rise in credit card interest charges and fees as well. Our focus at Debt Reduction Services has and always will be educating people on how to improve their financial lives so they can have a better overall quality of life. Our comprehensive instructional classes and community outreach programs teach people everything from how to balance a checkbook, to advanced budgeting of income and expenses. Our philosophy is that through education, people will prosper both financially and personally. One tool we offer to help clients is our Debt Management Plan for those who are behind with credit card payments and other unsecured debt. Our DMP features our "accelerated repayment plan" which allows your debt to be paid off at a maximum of 60 months, and often at reduced rates of interest, with no late or over limit fees.
Managing personal, property, or business operations requires time, consistency, and organization. I provide independent administrative and management services designed to bring structure, accountability, and efficiency to your daily operations, allowing you to focus on the bigger picture.
Closed now
Our goal is to provide you with the latest family history information. Whether you have questions about FamilySearch, Ancestry, MyHeritage, or any number of other websites, we want to be your first stop. If we don't know the answer to your question, we will figure it out and let you know. We specialize in making videos to answer your questions. We go out of our way to make sure that you understand genealogy completely. Not convinced? Watch one of our classes: Family Tree Basics. We are genealogists with a passion for teaching and learning. So, are you new to FamilySearch? Want to learn how to do indexing? Finally ready to switch from PAF? Or, do you just want to know what all of the hype is about? Let us guide you through the fulfilling experience that you will have searching for your ancestors.
Closed now
