The HEALTH Insurance Gal and her team offer a complete line of insurance & financial products which consist of health, life & annuities.
We offer insurance solutions without pressure, we make insurance fun again!
Progressive Authorized Agent United One Insurance is your local Palmetto insurance agency. We provide free insurance quotes for auto, home, business and more.
What is a Viatical Settlement? A viatical settlement is a financial transaction in which a person sells their life insurance policy to a third-party buyer in exchange for a lump sum cash payment. This transaction typically happens when the policyholder has medical concerns, financial concerns or does not need their life insurance policy anymore. The buyer of the policy, often an viatical or life settlement company, assumes responsibility for the premiums and becomes the beneficiary of the life insurance policy upon the death of the policyholder. While this might sound morbid, the reality is that life insurance policies can be valuable assets, and by selling the policy, the insured person can receive a financial benefit that may help them live their final years with more security and comfort. Generally, the insured must be age 65+ and the death benefit on the policy must be at least $100,000. To determine if your policy is eligible for a viatical settlement (cash payout) the viatical insurance carrier will review your policy and health history. There is no charge for this review. You do not need to accept the cash offer for your policy. Our firm has been in the life insurance industry for almost 40 years. We have earned the trust of our clients and are proud of our customer service. We welcome the opportunity to chat with you regarding a viatical settlement for your life insurance policy. Our clients enjoy speaking directly with the owner when they contact our office.
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Insurance broker since 1990….serving KY, TN and FL
