FAIR Plans are the outgrowth of the national emergency created by three years of rioting in American cities, beginning with the Watts outbreak in 1965. When the rioting of the 1960s suddenly mushroomed to disastrous proportions, the companies found themselves in the position of having to pay losses in excess of 100 million, on which they had collected no specific premium. Although the companies paid these losses, their capacity was severely taxed and their normal riot reinsurance market had dried up. It became obvious that emergency revisions of underwriting and reinsurance procedures were necessary for the future protection of urban property and urban existence.A national advisory panel appointed by President Johnson warned that the revitalization of the nations cities would be impossible without fair access to property insurance. It then set forth its recommendations to provide federal riot reinsurance to companies writing in riot prone states if FAIR Plans Fair Access to Insurance Requirements were established to resolve the availability of insurance protection in urban areas.Congress enacted the Urban Property Protection and Reinsurance Act of 1968, which authorized the establishment of FAIR Plans and made available federal riot reinsurance to the companies. The Massachusetts Legislature responded with the enactment of chapter 731 of the Acts of 1968, which formed the Massachusetts Property Insurance Underwriting Association under regulatory supervision of the Massachusetts Insurance Department. The Commissioner of Insurance further designated the entire commonwealth an Urban Area, with the result that FAIR Plan coverage is available on a statewide basis.
Specializing in Auto, Home and Life Insurance
Provides high quality, dependable car insurance coverage in Massachusetts and Connecticut. We've been providing auto insurance to drivers since 1982, and we'll continue to be there when you need us. We also offer you more than just insurance through exceptional service from our caring and knowledgeable professionals. Your local, independent Plymouth Rock agent can help you select the right coverage, and we assure you that: - We'll come to you when you need us most - An experienced, local, independent agent will be there to help you - We'll reward you for choosing us when your policy becomes effective - You can buy online and do business with us any way you choose And much more, including additional benefits through Plymouth Rock Rewards. To learn more about what sets our company apart, please contact a local, independent agent who represents us to find out why Plymouth Rock Assurance is right for you!
Safety Insurance is a leading provider of private passenger automobile insurance in Massachusetts and New Hampshire. In addition Auto Insurance, we offer a portfolio of property and casualty insurance products, including commercial automobile, homeowners, dwelling fire, umbrella and business owner policies. Operating in Massachusetts and New Hampshire through our insurance subsidiaries, Safety Insurance Company, Safety Indemnity Insurance Company, and Safety Property and Casualty Insurance Company, we have established strong relationships with independent insurance agents, who numbered 879 in 1,023 locations during 2012. Our insurance subsidiaries continue to maintain an "A (Excellent)" rating from A.M. Best Company.
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At Arbella, we sell insurance to New Englanders through independent agents, and we work with some of the best in the area. Independent agents live in the same communities you do. Their local expertise can make all the difference in getting you the custom coverage you really need. If you’re interested in finding an agent near you, visit the Agent Locator on our website. Reach out to any agent in your area, and they will give you a free quote with Arbella. We provide a variety of coverage options such as auto, motorcycle, home, renters, condo, umbrella, and business insurance.
