Rick has been in the financial industry for over 40 years and is an independent fee-based senior wealth advisor who offers comprehensive financial planning, investment management, and insurance consulting services.Rick was previously the President at Otis Magie Insurance Agency and holds a degree from the University of Minnesota - Duluth in Business and Finance. One of his proudest achievements is when he founded Financial Educational Seminars in 1998.Rick loves working with people one-on-one to help them pursue their financial goals by understanding their needs and frustrations and then providing comprehensive financial planning services. With the world of finance constantly on the move and changing, Rick is the person who is always up to date on what's happening.
Thrivent is a membership-owned holistic financial services organization that believes money is a tool, not a goal. Rickie Derks is committed to providing financial advice, investments, insurance, banking, and generosity programs to help people in Duluth, MN make the most of all they've been given. This page is not intended for communications between you and Thrivent, its representatives or affiliates. For important disclosure information, visit www.thrivent.com/disclosures.
If you want to feel confident about where your money is invested and find out if you are on track for a specific goal (retirement income, education funding), Michael has the tools and skills to help you. With over 30 years of experience in the financial services industry, Michael is able to ask the right questions and listen to your answers in order to develop a plan specific to your unique situation. Everyone has their own comfort level when it comes to saving, investing, and planning for the future. Michael will work with you at yours.Michael grew up in a small town in Montana. He graduated from Concordia College in Moorhead, Minnesota, with majors in business administration and organizational communications. He started his investment and insurance career in 1991, joining Frandsen in 2007. Michael holds the following designations: ChFC (Chartered Financial Consultant), CRC (Certified Retirement Counselor), CASL (Chartered Advisor for Senior Living), AIF (Accredited Investment Fiduciary), is registered as an investment advisory representative of LPL Financial, and life and health insurance agent in North Dakota, Minnesota, Wisconsin, and Florida. Michael and his wife live in Duluth, Minnesota, have two children, a dog, and a cat. They enjoy outdoor activities, bonfires with friends, and traveling.
Edward Jones is a leading wealth management and financial services firm helping clients invest smarter, plan for retirement and save for education utilizing tax-smart investing guidance and personalized financial strategies.
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