Jeff offers over 30 years of financial industry experience. As a commercial banking officer, he fosters and grows relationships with local commercial real estate investors and developers. He primarily focuses on office, retail, industrial warehouse, self-storage, and medical real estate. Jeff received his Bachelor of Business Administration Degree in Finance from James Madison University. He is also a 2000 graduate of the Virginia Bankers School of Bank Management, where he served as class president. Jeff is also a Civic Leadership Institute and Leadership Hampton Roads graduate. In addition, Jeff previously served nine years as finance chair and treasurer for the Norfolk Collegiate School. In his community, Jeff is a member of the Hampton Roads Association of Commercial Real Estate (HRACRE). "My favorite part of my job is watching a member's project go from the planning stages to fruition, to become an asset for both the member's portfolio and the larger community that the project serves."
Erin Young started with TowneBank in 2008 and graduated from our Management Associate Program. Erin has experience with small business lending, banking for non-profits, and consumer accounts. Erin holds a Bachelor of Science degree from James Madison University and is a 2012 participant in the Suffolk Leadership Academy. She is a board member for the non-profit organization Healthy Suffolk and is a member of the Development Advisory Committee at Nansemond Suffolk Academy."I love helping members with their financial needs!"
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Ross serves as President of Portsmouth and our Real Estate Finance Group. He leads a dedicated team of commercial, private, real estate and retail bankers who measure success by the strength of their member friendships and relationships.A graduate of James Madison University with a BBA in Finance, Ross joined TowneBank in 1999. His acumen for making sound credit decisions led to roles as a commercial lender and later as Senior Credit Officer for Chesapeake, before he was promoted to lead the Real Estate Finance Group.His current community involvement includes serving on the boards of Coastal Virginia Building Industry Association and Chesapeake Regional Health Foundation.My members are my most important asset.
Joshua Graham has been a member of the TowneBank family for over a decade and has close to 20 years of experience in the banking industry. He received his bachelors degree from Old Dominion University and his MBA from Strayer University. In the community, Graham is a board member for the Virginia Beach Art Center, volunteers with the United Way and the Salvation Army, and formerly sat on WHROs Emerging Leaders Board."I love getting to really know my members so that I am the first person they think of when they need assistance."
As President of TowneBank Norfolk, Charity is responsible for the regions staffing, overall member satisfaction, and financial results. Charity joined TowneBank in 2019 and has more than three decades of banking industry experience. She holds a Bachelor of Arts in English from Randolph Macon Womens College.Charity is active in the community and serves as Board Chair of the d'Art Center, Board Member for ODU's Women's Initiative Network and Edmarc Hospice for Children, and as a trustee of EVMS Foundation and The Chrysler Museum of Art. She also served previously as president of Greater Norfolk Corporation.Taking care of business means taking care of people.
Chelsea began working at TowneBank in 2013 after graduating from James Madison University with a B.S. in communications. She is a graduate of the Virginia Bankers Association School of Bank Management. She is also a graduate from the Vann H. Lefcoe Leadership Development Program, LEAD Hampton Roads, and TowneBanks LEAD Associate Program. Chelsea currently serves as a board member of the Red Cross Coastal Chapter. Chelsea has a heart for her community and is a United Way Young Philanthropist. She volunteers with feeding the homeless, Going to Towne with bank-sponsored events, and supporting annual TowneBank Foundation activities as a volunteer and committee member. Chelsea works closely with physicians, attorneys, veterinarians, and business executives. Im available to you, your practice, and family 24/7. I am committed to being your financial partner and trusted advisor.
With nearly two decades of financial industry experience, Charles prides himself on offering members creative solutions to help their local businesses grow and thrive. Charles earned his Bachelor's degree in economics from Radford University and is a graduate of LEAD Hampton Roads. Charles has served as a board member for numerous local organizations such as EVMS, the Hampton Roads Chamber of Commerce, and the Churchland Rotary Club. He is also a member of the Associate Builders and Contractors of Virginia. I enjoy building long term relationships with business owners, colleagues, and friends in the community.
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