My name is Andrew Chittenden I am a local mortgage broker with over 19 years experience in home lending. I love help my clients find the perfect loan to fit their families needs.
NMLS#1077117 Sr. Loan Officer at American Pacific Mortgage. NMLS #1850 Licensed by the Department of Financial Protection and Innovation under the CRMLA. I am a trusted Mortgage Advisor specializing in serving families in the Central Valley obtain the dream of home ownership. I am committed to providing options that best fit your needs along with educating you on the home buying process. My commitment is to always make obtaining your home loan easy and as stress-free as possible. Please let me know how I can serve you.
Buying or refinancing a home doesn’t need to be confusing or stressful. I’m Matthew Ballantyne, known as Mortgage Matt, a licensed mortgage broker who focuses on clear communication, realistic payment planning, and strong pre-approvals that actually hold up through closing. What makes me different is my approach. I don’t push one-size-fits-all loans or pressure clients into decisions. Instead, I take the time to understand your goals, explain your options in plain language, and help you choose a mortgage strategy that fits your comfort level—not just the maximum you qualify for. I work with first-time homebuyers, move-up buyers, investors, and self-employed borrowers, including 1099 and business owners. As a mortgage broker, I work with multiple lenders, which allows me to compare loan options instead of locking you into a single bank’s programs. This often means more flexibility, better structure, and solutions that traditional lenders may not offer. Clients appreciate that I’m responsive, transparent, and proactive. I walk you through each step of the process—from pre-approval to closing—so there are no surprises. Whether you’re purchasing your first home, refinancing to improve your financial position, or just looking for honest advice, I’m here to help. Free consultations are always available, and there’s never pressure to move forward until you’re ready. NMLS #1357306
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Chad Law is a Senior Mortgage Broker serving you from Bullhead City AZ, working for Nexa Mortgage LLC. We are a full-service mortgage company headquartered in Chandler, Arizona. We specialize in every form of Real Estate financing, from home purchase loans to Refinancing, we offer almost every loan program you can imagine. Whether you are buying a home, relocating to a new area or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment. Give us a call today! We can evaluate your property, give you the best rate comparisons in the business and provide you with ultra fast funding. Chad is licensed in AZ, CA, FL, ID, GA, and TX (NMLS# 180451)
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