Mortgages - FHA, Conventional, VA, Jumbo, Purchase & Refinance, First time homebuyers, investment & second home purchases NMLS #944083, AZ MLO#0921538 BK 0018295 Corp NMLS 2973 Equal Housing Lender - This is not a commitment to lend
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I'm David Rider, CRMP, a Certified Reverse Mortgage Professional, a credential held by fewer than 2% of originators. My career in Arizona real estate goes back to 1985, and I've worked in mortgage lending since 2002. For 23 years (2001 to 2024), I was an approved instructor at the Arizona School of Real Estate & Business, where I taught more than 200 courses, including broker pre-licensing, with a focus on real estate financing. There's a good chance some of the agents reading this once sat in one of my classes. For the last decade, I've focused entirely on reverse mortgages and senior home equity, helping Arizona homeowners 62 and older use the equity they've spent a lifetime building to retire with more comfort and dignity. This work is personal for me. My wife has a disability, so I understand firsthand what it means to want to stay in your home, to need modifications, and to carry financial uncertainty while holding on to your independence. When we talk, you'll reach a real person. I answer my own phone, I explain every option in plain English, and I'll tell you honestly whether a reverse mortgage fits your situation. If it doesn't, I'll say so and point you toward what does. My job is to make sure you understand the decision, not to sell you one. Serving Arizona, California, and Tennessee. David Rider, NMLS #200787. Senior Resources Mortgage is a DBA of NEXA Lending, LLC. Equal Housing Lender.
Our team is here to help you with any of your mortgage needs! With over 22 years of experience in the mortgage industry, we can educate you step by step in home loans with both purchase and refinance. KHoward Mortgage Team specializes in a wide variety of Arizona home loans and mortgages, including FHA Loans, Arizona VA Home Loans, Jumbo Loans in Arizona, Mesa Home Refinancing, Arizona First-Time Home Buyer Mortgages, and much more!
Mortgage Loans. Pre-Qualfication. VA Loans. FHA Loans. Conventional Loans. Refinancing. Cash Out Refinancing. HARP Refinances. New Construction. Purchase loans. Credit advice. Mortgage Financing of all types. I have been in the mortgage and real estate industry for over 30 years. I have a significant mortgage experience. Feel free to call me for advice or information on any mortgage or real estate finance related questions. REALTORS, home buyers and home owners have relied on my expertise in many situations,
Not So Hard Money Loans Bare Land Loans Commercial Real Estate Loans Office Space for Lease / Rent
Give me a call today to see what all the hype is about! Looking for incredible rates without sacrificing excellent customer service? We've got you covered! I am excited to prove it to you! I have access to all the major loan types! - Conventional - FHA - VA - USDA I also am able to utilizes specialty programs like - Home in 5 Down Payment Assistance Program Loans - Home Path Loans - Pathway to Purchase - FHA 203K Home Renovation Loans - Manufactured home Loans No money for the closing costs? No problem! I can typically access lender credits to pay them for you. Let me know and we will go over the details!
Tired of hearing "you need 20% down" or "you don't qualify"? That's why we started Elevate Home Finance. We're not a bank with one set of rules. We're a mortgage brokerage powered by NEXA Lending, which means we shop 200+ lenders to find YOU the lowest payment - not the bank's highest profit.
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