NMLS # 1022797 For over a decade, I've been providing excellent experiences for my customers. My detail-oriented approach and philosophy of constant communication have led to countless satisfied clients. Whether you're financing or refinancing your first home, next home, or investment property, I'm dedicated to getting it done. When you work with me, I'll start by listening carefully to understand your goals and circumstances. If you're a first-time homebuyer, I'll walk you through each step of the process and resolve any questions you may have. If this is not your first mortgage, we'll discuss new products and how staple programs like conventional, jumbo, FHA, and VA have evolved to meet your needs.
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Judi Gavia is a 25+ year veteran in Mortgage Lending, having assisted hundreds of borrowers obtain their dream of home ownership through a variety of loan programs. She has built a solid reputation in the industry as tirelessly representing the needs of her clients by always going the extra mile to reflect the importance of every loan transaction. Judi recognizes that you have many options in mortgage lending and works hard to earn the trust of the borrowers that she serves. Finding the right loan for your needs is paramount all that she does and following through on her commitments is what makes her stand out from the "mortgage lending crowd". For Judi, it really is All About the People! Licensed in both California, Arizona, Nevada, New Mexico, Oregon, and Tennessee, Judi specializes in single family and multi-unit properties in in both areas. Whether you are a seasoned homeowner or a first-time home buyer, Judi can walk you through the process from start to finish!
At DocApply Mortgage Brokerage, we stand out by delivering personalized mortgage solutions that cater to each client's unique financial situation. Our "Bankers turned Brokers" approach means we leverage deep industry expertise to secure the best possible rates and terms, often beating 99.9% of banks and credit unions. We offer an extensive range of mortgage products, including conventional, VA, FHA, USDA, ITIN, and non-QM loans, ensuring we have options for every need. What truly sets us apart is our commitment to fast, efficient processing—closing loans in as little as 15-19 days—paired with special programs like our Boost Plus, which includes no AMI limits and no first-time homebuyer restrictions. With two NMLS licenses, we bring both credibility and a wide-reaching ability to serve our clients. Beyond traditional mortgages, we also provide expertise in commercial loans, fixer-uppers, and reverse mortgages, ensuring we can assist at every stage of the homeownership journey. Our dedication to customer education is highlighted by our upcoming DocApply Dialogues Podcast and active engagement through BIG Mortgage Blogging and social media channels. At DocApply, we’re not just brokers; we’re your trusted partners in achieving homeownership dreams.
Drew Kozel, based out of Tempe, AZ provides a variety of mortgage solutions tailored to fit the needs of repeat home buyers, first-time home buyers, real estate investors, or homeowners who need to refinance a mortgage. Drew can teach you about all of the loan products CMG provides including conventional loans, FHA home loans, VA home loans, Jumbo Loans, home improvement loans, USDA home loans, crowdfunding through HomeFundIt, as well as grant and down payment assistance options. Visit Drew online to learn more, view our mortgage blog, mortgage calculator, customer testimonials, or start your mortgage prequalification and see what current mortgage rates you qualify for. Get in touch today and experience extraordinary.
James Ward a premier mortgage expert servicing residential financing throughout the country. James is focusing on building new relationships in the San Diego area. He offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the San Diego area. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, James can help you take that first step toward a financial solution. The ultimate goal is to create lasting relationships with each and every client and to continue providing excellent service for many years to come.
