Our team takes pride in educating our clients, so they are equipped with the information they need to make the best decision for themselves and their families. If now is not the time, we help create a roadmap for success in the future.
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The Polder Group at CrossCountry Mortgage is a top-rated mortgage lender in Tucson, Arizona, helping homebuyers and homeowners across Southern Arizona secure smart financing with confidence. We specialize in: Home purchase loans (Conventional, FHA, VA, USDA, Jumbo) Mortgage pre-approvals and fast closings (as quick as 30 days) Refinance strategies, including cash-out and rate reduction Investor loans (multiple property financing) New construction and renovation loans Our approach is simple: clear strategy, no surprises, and on-time closings. Clients choose The Polder Group because we: Deliver a stress-free, step-by-step mortgage process Offer competitive rates with transparent fees Communicate proactively so you always know what’s happening Close on time, even in competitive Tucson markets After closing, we continue to serve as your go-to mortgage advisors for life. If you’re searching for a trusted mortgage lender in Tucson or Southern Arizona, our team is here to help you win. Based in Tucson, serving Oro Valley, Marana, Vail, Sahuarita, and surrounding areas. Our consultation is always complimentary. Derrick Polder. The Polder Group at Cross Country Mortgage, LLC. NMLS ID#207630. AZ MLO LIC #0914087. Cross Country Mortgage,LLC NMLS ID # 3029. Branch NMLS ID # 0919020. An equal housing opportunity.
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Welcome to Joseph Small and the Joe's My Lender Team, your trusted partner for all things home loans in Tucson, AZ, and the surrounding communities. As dedicated Tucson mortgage brokers, we specialize in helping individuals and families achieve their dream of homeownership. Whether you're a first-time homebuyer or looking to refinance, our mission is to provide you with expert guidance and the best mortgage rates available. We understand that navigating the world of mortgages can be overwhelming. That's why we offer personalized mortgage consultation to explain all your options, including FHA loans, VA loans, and conventional loans. We are committed to making the process as smooth and transparent as possible, offering clear communication and fast mortgage pre-approval to get you on the right track. Our expertise isn't limited to just Tucson. We proudly serve clients throughout Oro Valley, Marana, Vail, and Sahuarita, ensuring that wherever you are in Southern Arizona, you have a local home loan expert by your side. We’re more than just a mortgage lender; we are your local resource for mortgage advice and financial planning. Joseph Small and team at Patriot Pacific, we believe in building relationships, not just closing loans. Let us help you secure your future with the perfect home loan. Contact us today for a free consultation and let's get started on your journey to a new home.
With over 13 years of experience as a Senior Loan Officer and a seasoned real estate investor, Jessica is deeply immersed in all things real estate. Her hands-on experience gives her a unique edge she doesn’t just talk the talk, she walks it. From navigating the loan process to building investment portfolios, Jessica brings real world insight and strategy to every client interaction. Jessica’s passion is helping people build long-term wealth through real estate. She believes there’s no one-size-fits-all solution, which is why she specializes in crafting customized financing strategies that align with each client’s specific needs and goals. Whether you’re a first-time homebuyer, experienced investor, or looking to refinance, Jessica is dedicated to helping you make informed, empowered decisions. Outside of her professional work, Jessica is committed to giving back. As the volunteer President of 88CRIME, she has played a role in removing over $92 million worth of drugs from the community, making neighborhoods safer and creating lasting impact. Jessica Moats NMLS 991974 Equal Housing Opportunity Fairway Independent Mortgage NMLS 2289
Fast Closings, Same-Day Pre-Approvals, Available 100% Remote & Virtual Refinance Closings, Soft Credit Pull Options Available We make home financing simple, fast, and stress-free for homebuyers, homeowners, and investors. Whether you’re buying, refinancing, pulling cash out, building a home, or investing in real estate, we offer personalized mortgage solutions with clear communication every step of the way. Loan Programs & Mortgage Solutions Offered: • Conventional, FHA, VA & USDA Purchase and Refinance Loans • Jumbo, Reverse Mortgage & HECM Loans • HELOCs (Home Equity Line of Credit) • Renovation & Construction Loans • One-Time Close Construction Loans (Conventional, FHA, VA & USDA) • DSCR Investor Loans & Investment Property Financing • Bank Statement Loans for Self-Employed & 1099 Borrowers • ITIN, Tax ID & Foreign National Mortgage Programs • Hard Money Loans • Down Payment Assistance (DPA) Programs • Land, Farm, Ranch & Manufactured Home Financing • Condo, Townhome & Multi-Family Financing (Up to 4 Units) • FSBO (For Sale By Owner) Transactions • Day 1 Bankruptcy Discharge Financing Options Mortgage Options Available: • Fixed-Rate & Adjustable-Rate Mortgages • Interest-Only Loans • 10, 15, 20, 25 & 30-Year Mortgage Options • Cash-Out Refinance Programs Proudly Serving Tucson and surrounding areas, plus many states nationwide. Call, text, or apply online today to explore your mortgage options with a trusted Tucson loan expert
