I have been in the mortgage industry since 2001, helping people make confident mortgage decisions through thoughtful guidance, clear communication and careful planning. I’m known for foresight, not fire drills — focusing on structuring loans the right way from the start so the process feels prepared, predictable and calm. I understand each mortgage is unique to your goals, circumstances and priorities. Maybe a conventional mortgage will meet your requirements. Perhaps a jumbo loan is a better fit for your big dreams. Or you could qualify for programs like FHA, USDA or VA. Whether you’re purchasing, renovating or refinancing, America’s #1 Retail Mortgage Lender offers a product for your plans. I believe trust is built through experience, transparency and follow-through. My business is built entirely on referrals from people who value clarity, care and long-term relationships. From pre-approval to closing and beyond, I look forward to walking by your side. Loan Officer CA | CossCountry Mortgage, LLC M: 510.932.3799 E: marlene.rohayem@ccm.com California Mortgage Lender | Home Purchase, Refinance & Residential Loans | Serving Homebuyers Statewide
Donnie proudly serves clients in the Berkeley, CA area. Donnie has 20 years of experience as a Senior Home Lending Advisor and specializes in preapproval, lending to self-employed clients, fixed-rate mortgages, first-time homebuyer programs, and conforming loans and jumbo mortgages. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, Donnie is here to help you find a mortgage to fit your needs. Starting with a review of your finances, Donnie can help you get a clear picture of what might work best for you. Donnie will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, Donnie wants to ensure that you have a positive home lending experience.
We are dedicated to answering any of your mortgage questions and will guide our clients through the home loan process to ensure an efficient and personalized loan experience. NMLS: 239580, Branch NMLS: 2338848
We are dedicated to answering any of your mortgage questions and will guide our clients through the home loan process to ensure an efficient and personalized loan experience. NMLS: 281547, Branch NMLS: 2561925
The Bay Realty & Home Loans provides real estate and mortgage brokerage services throughout the San Francisco Bay Area. Our focus is on building and maintaining an environmentally sustainable business by leveraging digital tools to complete transactions while maintaining a smaller physical footprint. This more efficient method of business provides cost savings that we pass on to our clients through our mortgage and real estate services. Our #1 priority is to guide you 100% of the way.
We are dedicated to answering any of your mortgage questions and will guide our clients through the home loan process to ensure an efficient and personalized loan experience. NMLS: 342090, Branch NMLS: 2020284
