Above All Real Estate Services, Inc. - James Clark NMLS #833123 DRE #01905024 Welcome. I believe strongly in a personal connection with my clients. I want to meet you, understand you, and partner with you to help you achieve your goals. There are so many new bank policies, new government regulations and new loan disclosures, that it's important to me that I be there to explain each and every form, at the time of application. I have surrounded myself with the best support staff in the industry (escrow, title, processing, banking and REALTORS®). So, when you choose to work with me, you also get to work with the best experts in their respective fields. I am a team player. I look forward to meeting and working with you.
We Make Clients Matter! Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We believe in helping our clients manage their assets and understand that everyone has different budgetary needs and financial objectives. Upon funding of a new mortgage, our clients are offered a complimentary financial plan to help keep your long term financial picture on the right track.
Are you trying to Refinance or Purchase a home? Are you or a loved one considering a Reverse Mortgage? If so, call Frontier Loan Group, Inc. ("FLG") today at 760-692-5950. FLG specializes in reviving troubled loans. Whether it be a purchase or a refinance, if your loan is falling apart, don't wait, call today! All those research skills Michael Gaddis, J.D. learned in Law School are now being used to help you get around your loan issues. Call Michael Gaddis, J.D. today at 760-692-5950 or email Michael at [email protected] . Frontier Loan Group, Inc. CA BRE #01449152 NMLS#345305 Michael Gaddis, J.D. CA BRE #01433800 NMLS#280011.
Mortgage Services for FHA, VA, and Conventional loans. We specialize in purchase and refinance loans for Primary, Second, or Investment Homes.
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Backed with dual licensing in both real estate and mortgage lending, I bring a holistic understanding to transactions, combined with a M.S. in Consumer Psychology from USC. This education and experience allows me to seamlessly coach you through maximizing your financial capacity and making objective decisions during negotiation. My commitment to continuous education ensures the information you receive is current and comprehensive. Covenant of Carlsbad Dre# 01843551 Courtney Cox Dre# 02173598
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Hard Money Mortgage Lender
With 24 years of experience in the mortgage industry, Scott Swartz has been a top-producing loan officer renowned for delivering tailored financing solutions to a diverse clientele, from high net worth individuals to first-time home buyers. Known for their deep expertise, personalized approach, and commitment to client success, Scott and his team have built a reputation for navigating complex financial landscapes with ease with some of the top producing real estate agents in San Diego County. Specializing in crafting mortgage strategies that align with each client’s unique financial goals, Scott excels at securing competitive rates and terms for luxury properties, investment portfolios, and starter homes alike. Their extensive network of lenders and industry connections ensures access to exclusive opportunities, while their hands-on guidance simplifies the process for first-time buyers stepping into homeownership. Scott years of experience combines a client-first philosophy with a proven track record of closing loans efficiently, earning trust through transparency, responsiveness, and results. Whether working with seasoned investors or those just starting their homeownership journey, Scott is dedicated to turning dreams into reality, one mortgage at a time.
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