Low cost Real Estate Mortgages. Office in Laguna Beach and Irvine. Serving all of Orange County and surrounding areas. We are a direct lender specializing in LOW interest rates. Call me at 949-295-6014
We are able to provide our clients the best rates and service by leveraging our 60 + bank relationships.
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Buying a house doesn't have to be difficult. Whether you're a first-time home buyer or looking into refinance mortgage rates, we have the information and tools that you need to make a qualified, educated decision. Use our mortgage loan calculator to figure out your mortgage payment, follow our mortgage news to get current mortgage rates, and look into our refinance guide to find out everything you need to know about how to refinance.First-time home buyers can get all the information they need about purchasing a home through our easy-to-understand guide. Use our mortgage calculators to estimate what your mortgage payments will be with current rates.
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First Time Homebuyers Jumbo Homebuyers
We provide Real Estate Purchase & Sale, Mortgage & Refinance, Property Management & Leasing services. Chinese inquiries are welcome! δΈζζε Please feel free to verify our license at DRE website.
Rich Lane has established himself as a seasoned veteran in the residential mortgage industry with 10+ years of experience. He frequently collaborates closely with some of the top producing real estate agents on the west coast doing loans. Lane offers a highly-transparent, results-oriented approach that ensures his clients maximum benefit and value in their real estate financing endeavors. His ability to facilitate transactions in this ever-changing market has earned him a growing league of satisfied clients-including real estate agents, top home builders, and captains of Industry-all whom which have come to trust his professionalism, integrity, market awareness, and commitment to delivering unsurpassed customer service and results.
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At JCAP Private Lending, we specialize in hard money loans for real estate investments. Whether you need a foreclosure loan or you are buying your first luxury home, JCAP can give you the funds you need in as little as one week.
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HMS - Home & Mortgage Services, is your "one-stop shop" for BOTH your Real Estate and Mortgage needs. Established in 2010, and with over 12 years' experience in the industry, our Brokerage firm offers services that simplifies for clients wanting financial approval for their home purchase. We offer the full line of Refinancing services including Fannie Mae, Freddie Mac, FHA, VA, and USDA loans. We are fortunate to have a great business relationship with world recognized banks, credit unions, and wholesale lenders. Options that allow us to have flexibility with various loan products that is beneficial for our borrowers. Most importantly, we work relentlessly to get our clients the best mortgage rates and negotiate the best terms to meet their objectives.
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