With fluency in Spanish, Jose proudly serves clients in San Diego. Jose has 20 years of experience as a Senior Home Lending Advisor and specializes in preapproval, fixed-rate mortgages, adjustable-rate mortgages, FHA and VA mortgages, first-time homebuyer programs, and conforming loans and jumbo mortgages. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, Jose is here to help you find a mortgage to fit your needs. Starting with a review of your finances, Jose can help you get a clear picture of what might work best for you. Jose will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, Jose wants to ensure that you have a positive home lending experience.
We specialize in customer satisfaction. Our mission is to consistently provided the best loan products and service levels by exceeding the highest expectations of our clients. Nearly all of our clients are referred to us by past clients. We are 100% committed to your satisfaction. We not only want your complete satisfaction, we want all your referrals too! We are a full service broker providing financing solutions for a variety of needs. We work with many different lenders to provide the BEST solution with the most competitive costs. Give us a call today!
GEM Mortgage is a direct lender Competitive Rates Fast Approvals Trusted Experience Conventional, FHA, VA, USDA, Refinances, Jumbos to $3m
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We are mortgage professionals who educate and empower our clients throughout their mortgage transaction. We are here to help you with any of your mortgage questions, large or small. Our team is here for you every step of the way and we consider our borrowers as clients for life! Anyone of our branches throughout California can assist you with any of your mortgage questions.
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NMLS 1128304//DRE #02091200 Broker # 01821025; NMLS # 135622 From first time home-buying to acquiring investment properties, I am able to navigate you through mortgage field to secure you a mortgage plan that makes sense for your situation. I will ensure that you have a clear understanding of the process and the information necessary to make the best decision for you and your family.
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