I specialize in home purchase loans and refinance loans throughout the state of California. We offer a variety of products, conventional loans, FHA loans, VA loans, ITIN loans, hard money loans and more. I offer ITIN loans throughout the state of California. If you need an ITIN loan to purchase a home or refinance, I can help.
Sacramento City Mortgage is the premier mortgage team in the Sacramento Valley. Serving all of the surrounding areas including Roseville, Folsom, Davis, Elk Grove all the way down to Stockton, we offer personal service with the best rates available anywhere. Our process is simple, straightforward and fast for borrowers of all types. First time buyers, upgrading or downsizing and refinancing/debt consolidation are just some of what we handle. Take that next or first step with our highly experienced team of professionals. As one of Northern California's leading mortgage companies, we have streamlined the loan process. We pre-approve our buyers within hours and provide a written approval certificate to present with your purchasing contract - putting the power in your hands. We specialize in helping home buyers and can usually overcome any obstacles such as income concerns, bad credit or low down payment. Many of our happy homeowners were previously declined or denied for a loan, so contact Sacramento City Mortgage today to get us working for you. At Sacramento City Mortgage we create lasting relationships with our clients - 90% of our current clients are repeat customers or referrals. Find out more, call or email Sacramento City Mortgage today.
Hi, my name is Michael and I am so glad you clicked on my Yelp page. I would like nothing more than to earn your business and your trust and I hope your visit here will encourage you to reach out to me, even if you just have a simple mortgage or real estate question that you would like to ask. As a mortgage specialist, my goal is to educate my clients and offer them loan products which are custom tailored to fit their needs. I love helping my clients purchase their first home (or their third!) as well as refinancing their current property to secure a better rate or to pull some well-deserved cash out of their home equity. I pride myself in staying in contact with my borrowers throughout the entire process (and long after we close!) as well as addressing their questions and concerns, whenever they may arise. My clients take comfort knowing that while they will be working with me directly they will simultaneously be in the hands of a team of experts that work right alongside me!
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With our vast depth of experience we can customize our loan products to match the clients specific scenario.
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