Mortgage Lender Services: Jumbo Loans, Reverse Mortgages, FHA Loans, VA Loans ,First-Time Home Buyer Programs Quick and full loan approvals for a fast and seamless experience. The office hours are short but agents work independently (seems all the time) In a nutshell we are always open.
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Rental Property Management Residential Real Estate Real Estate Investment Loan
My goal is to give borrowers the best possible options for their financing goals which not only includes getting the lowest rates and best available programs but giving the advice, expertise, and service that separates me from my competition. Specialize in: purchase, refinance, and commericial financing.
* October special: Special 30 year fixed rate for Jumbo cash out. APR as low as 3.375% * Unlimited Cash Out for Primary or NOO * 15% down on Jumbo Investment loans including multi-unit with competitive rates * Stated Income loans * Low down payment qualifying for both conforming and Jumbo loans *10% down payment up to 2.2 Million Purchase (A paper rates with no MI) * LTV's to 85% up to 3 mil with no MI (A paper rates) * No FICO Minimum or credit history minimum requirement (needs to meet minimum credit standard, limited to certain loan amount) * Investment friendly loan program. (Jumbo or Conforming, can use rental income to qualify) * No Occupant Co-borrower allowed, no need to be on title. * RSU income can be used to qualify * Less than 2 year self-employed income allowed (as long as 1 year tax is reported, 2 year same line of business) * F1/J1 Visa/OPT with Employment Authorization * Foreign National * 2year Short Sale Seasoning * Vesting May be in LLC, Partnership or Corporation, or Blind Trust. * Speak Chinese (Mandarin) * Etc, etc....
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We are committed to providing you with the best possible mortgage interest rate possible. We specialize in financing up to 4 units of residential units. We are a premium broker approved by major conventional wholesale lenders to originate residential mortgages comply with Fannie Mae and Freddie Mae guidelines. The mortgage application process with California Capital Mortgage is simple, efficient and free of hassel. The loan program and interest rates we offer are competitive and low in fees comparing to other brokers in the market. Your 100% satisfaction is guaranteed with our mortgage professionals and ensure ontime loan closings.
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