At Monterey Bay Mortgage we take the time to listen and understand your unique circumstances so that we can match you with affordable loan options. The combination of knowledgeable loan consultants, a fast, efficient loan process, and friendly support staff make the process convenient and stress-free for you. We offer many loan products to meet the needs of first time buyers, low down payment, previous homeowners returning to the real estate market (prior short sale, bankruptcy and foreclosure). Monterey Bay Mortgage offers Conventional, VA, FHA and Jumbo financing. Monterey Bay Mortgage has the resources, knowledge and expertise to help you. Call us today for a quote. Our professional loan officers are available Monday-Friday 8:30-5:30 and after hours by appointment. History
Meet Robin Ronzano; Robin Ronzano is a proud California native, devoted wife, and mother of two boys. With over 23 years of experience as a mortgage lender, she brings a wealth of knowledge and a modern, client-focused approach to real estate financing. Robin is known for her integrity, transparency, and results-driven mindset. She takes pride in aligning clients with customized financial solutions that support their real estate goals—whether they’re buying their first home, investing, or refinancing. With access to a wide range of investor options, Robin offers a true one-stop shop for real estate capital. Her innovative strategies, strong relationships, and clear communication make her a trusted partner every step of the way.
Our Goal is to Simplify the home loan process. We are a Mortgage Brokerage Company focused on transparency and optimal loan program and rates for our Clients. We Believe innovation and technology allows us to give the best solutions to our borrowers and not have them pay for expense bank costs. We are the Robin Hood of Home Loan Mortgages! We look forward to showing you why All Cal Financial is your go to resource for Real Estate!
Ive been in the lending industry for 20 years and know the value of trust cannot be overestimated. It must be earned through honest communication, consistent follow-through, transparency, and respect.When we work together, my primary goal is to educate you about the home financing process so you are empowered with knowledge. Im passionate about staying up to date with the latest mortgage and real estate trends. As a result, Ill provide you with expert advice to help you select a smart mortgage solution from the wide range of products I offer, including conventional, jumbo, FHA, VA, and renovation.From pre-approval to closing and beyond, I will make sure you always know whats happening with your mortgage and make myself available to answer your questions along the way. I look forward to providing you with the customized loan experience and outstanding customer service you deserve.At the heart of everything I do is my family. My wife and my kids Maxwell, Grace, and William are my number one source of motivation. NMLS: 380797, Branch NMLS: 1901343
Helping new and existing homeowners achieve their financing and home ownership goals, tailored to each borrower's specific scenarios. Superior service and personalized customer service is of utmost importance!
