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Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who can give you quick and accurate financial advice. As an experienced loan officer, I have the knowledge and expertise you need to explore the many financing options available. I look forward to working with you!
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Closed now
We pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers.From mortgage processing and underwriting, to loan closing and funding, our expert mortgage staff will efficiently expedite your entire transaction. We'll keep you informed every step of the way. We're committed to building rewarding, long-term customer relationships. With that in mind, you'll receive the highest quality mortgage services.We rapidly respond to new opportunities made available in today's dynamic mortgage markets. As a result, the requirements of our mortgage customers are consistently met through mortgage underwriting flexibility and delivery of unique mortgage programs. We often identify niche mortgage programs that are essential to satisfying individual mortgage customer needs.
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Self-employed and investor mortgage financing throughout California. I qualify business owners on bank statements, business income or assets when their tax returns do not reflect what they truly earn, finance investment property on the rent it produces, and handle reverse mortgages from age 55, including reverse seconds that sit behind an existing first mortgage. I work with all borrower types — purchase, refinance, first-time buyers, jumbo, ADU and small multifamily. As a broker rather than a retail loan officer, I place each file with the lender best suited to it. Fred Gruber, CMPS · First Rate Financial Group · CA DRE #01455710 · NMLS #256707
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We are a highly specialized mortgage brokerage with over 20 years of underwriting experience. We know what the Banks need and we guide our clients through smooth and seamless transactions.
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Closed now
We provide simple answers to your tough real estate financing questions. Lending Direct provides alternative mortgages for homeowners that have past credit, job, or income issues. Do you have a past foreclosure, short sale, deed-in-lieu, or bankruptcy? We can provide a path for residential financing.
