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Reverse mortgages are what I do. Ideal Financial, Inc. is an independent California mortgage brokerage specializing in FHA-insured HECM reverse mortgages for homeowners 62 and older, and proprietary jumbo reverse programs starting at age 55 on California homes valued up to $4 million. A reverse mortgage removes the monthly principal-and-interest payment for as long as you live in the home and keep taxes, insurance and upkeep current. Used correctly it can pay off an existing mortgage, create a standing line of credit, or finance the purchase of a home better suited to retirement. As a broker rather than a bank, I shop multiple wholesale lenders and match the program to the borrower. The person who quotes your loan is the person who closes it. No call centers and no hand-offs. I also arrange conventional purchase and refinance loans, cash-out refinances, hard money and bridge financing, and Alt-A/Non-QM programs for self-employed and investor borrowers. Independent HUD-approved counseling is required before any reverse mortgage, along with California's seven-day review period. Advisors, CPAs and estate planning attorneys: referrals are welcome and no referral compensation ever changes hands. Serving homeowners throughout California. CA DRE #01232726, NMLS #251531.
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Specializing in home financing, purchasing or refinancing, FHA, conventional, down payment assistance programs, low down payment options, offering over 15 yrs exp in mortgage, and the most unique & up to date loan programs, as your lender you will only receive superior service at stellar high performance levels..delivering you only the best loan options available to you always. "If you think its expensive to hire a professional wait til you hire an amateur" Exceeding clients exceptions providing superior service. Why go traditional when you can go #VIP
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28 years experience. I specialize in 1-4 residential, multifamily commercial real estate loans in from the wholesale market .Listing/selling your property for top dollar or has a buyers agent. Divorce ,probate. trusts and distributions , foreclosure, notice of default, behind on payments, title problems back taxes on real estate. See the reviews on my website. Licensed California Real Estate Broker ,#01786680 (The highest license that a person can obtain in real estate) National Mortgage License #228855,Az Ca Wa. Paralegal/LDA Registered & Bonded in the County of Los Angeles#201817330 Exp 7/23/2026
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