Close loans Fast. We offer a 7 day fully underwritten loan approval and 8 day closings. You can also have your loan application fully underwritten by our underwriting team even before you have started your home search. No last minute surprises, make your offer knowing you already have been approved and have a loan in place.
Rani proudly serves clients in the Carlsbad, CA area and specializes in pre-qualification, lending to self-employed clients, fixed-rate mortgages, adjustable-rate mortgages, first-time homebuyer programs, and conforming loans and jumbo mortgages. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, Rani is here to help you find the right mortgage to fit your needs. Starting with a review of your finances, Rani can help you get a clear picture of what might work best for you. Rani will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, Rani wants to ensure that you have a positive home lending experience.
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Next Level Lender is focused on building the best client experience. Whether it's your 1st or 100th home, we provide a next level experience that offers unmatched communication, creativity, and transparency. When you work with us, you’ll be empowered with our knowledge and expertise to make the best decision for your unique mortgage needs. We are powered by EZ Fundings and built from a dream to reality by our CEO & Founder, Akshay “AK” Patel. AK has over 9 years of experience in the mortgage industry, has coached for Tom Ferry (The worlds #1 Real Estate coaching company) and understands all aspects of the industry. AK has built a team of highly skilled, carefully selected individuals that have come together to help you reach your goals!"
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Jesse Tenenbaum, Mortgage Lender NMLS 291922 Hi, I'm Jesse, a dedicated mortgage lender focused on helping you achieve long-term financial success through tailored loan solutions. With a degree in Economics and Urban Planning from UCSD and years of experience, I offer expert guidance to first-time homebuyers, those looking to refinance, and real estate investors. My approach is personalized--I'll conduct a comprehensive review of your financial situation to find the best mortgage option for you. I'm committed to providing professional, transparent service, ensuring that you make informed decisions every step of the way. Let's work together to secure your financial future!
With 24 years of experience in the mortgage industry, Scott Swartz has been a top-producing loan officer renowned for delivering tailored financing solutions to a diverse clientele, from high net worth individuals to first-time home buyers. Known for their deep expertise, personalized approach, and commitment to client success, Scott and his team have built a reputation for navigating complex financial landscapes with ease with some of the top producing real estate agents in San Diego County. Specializing in crafting mortgage strategies that align with each client’s unique financial goals, Scott excels at securing competitive rates and terms for luxury properties, investment portfolios, and starter homes alike. Their extensive network of lenders and industry connections ensures access to exclusive opportunities, while their hands-on guidance simplifies the process for first-time buyers stepping into homeownership. Scott years of experience combines a client-first philosophy with a proven track record of closing loans efficiently, earning trust through transparency, responsiveness, and results. Whether working with seasoned investors or those just starting their homeownership journey, Scott is dedicated to turning dreams into reality, one mortgage at a time.
