At Mortgage IQ, we specialize in crafting premium, intelligent mortgage solutions for discerning clients who expect more than just a loan — they expect a strategic financial experience. Our focus is on precision, discretion, and excellence, delivering customized lending that aligns with our clients’ lifestyles and long-term wealth goals. We combine deep market insight with a white-glove level of service, ensuring every client receives personal attention, clear guidance, and a seamless process from application to closing. We take pride in transforming complex financial situations into elegant solutions — maximizing savings, optimizing investments, and unlocking opportunities others might overlook. At Mortgage IQ, our clients don’t just secure financing — they gain a trusted advisor dedicated to protecting their assets, elevating their financial position, and simplifying the path to ownership. Because smart lending isn’t just about numbers — it’s about strategy, confidence, and building a future with sophistication and clarity.
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As a Carlsbad-based Mortgage Broker with PGS Home Loans serving clients across San Diego County, including my hometown of Fallbrook, and throughout California, I offer access to over 100 top lenders and a full range of mortgage programs. I’m a dedicated VA loan specialist and also help clients with Conventional, FHA, Jumbo, and Non-QM loans for both purchases and refinances. Self-employed borrowers benefit from flexible bank statement options and programs designed for entrepreneurs, while investors leverage DSCR loans to build their portfolios. I’m honored to help many first-time homebuyers achieve their goals. Backed by over 20+ years in lending and underwriting, I deliver a personalized, five-star mortgage experience. Elevate your Lending Experience. NMLS 2426367 | Company NMLS 1665909 An Equal Opportunity
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The Mortgage Mermaid is based in San Diego, CA. She prides herself on offering competitive rates and outstanding service. She make the loan process simple, straightforward, and fast for all types of borrowers. Whether you are purchasing your dream home or looking to refinance an existing loan, the Mortgage Mermaid will help you find the ideal financing solution. Use any of the tools on this site today to find out how we can help you with your home financing needs.
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National direct lender with over 25 years of experience helping people make the dream of home ownership a reality. We have a wide selection of loan products to meet your home financing needs such as FHA, VA, Renovation, Reverse, USDA and many more!
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