We are here to serve your financing needs. Buying a home is a very exciting time and our experience and expertise helps facilitate a smooth transaction to make it as stress-free as possible. We are part of a large brokerage that has partnered with multiple lenders that offer multiple programs. Because of these valuable partnerships, we offer a wide variety of loan options and can close loans other lenders cannot, even for those with low credit scores. How we can help: Whether you need a lender for an existing property or new construction, we can help. We also offer hard-money loans for any "fix and flips". If you are looking for new construction, we are the Preferred Lender for multiple local builders who offer beautiful, modern homes for a very affordable price. You can build on your existing property or you can include the lot purchase with your construction financing - and our construction financing only requires 3.5% - 5% down!! What we can offer: Conventional Loans FHA Loans VA Loans USDA Financing Bank Statement Loans Second Homes and Investment Properties Jumbo Loans Reverse Mortgage Loans Private Financing Foreign National Programs
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Homer Walton is your Lakewood Ranch local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Homer is committed to helping homeowners with home purchase loans and refinances. Contact Homer at (443) 404-2048 for more information!
Chris and Julie Galli have been helping families finance homes since 1997 — 29 years, and still answering our own phones. We're based right here in Bradenton and licensed in all 50 states. We specialize in the loans other lenders turn down: self-employed borrowers, commission income, investors, condo buyers, and anyone whose file doesn't fit a standard box. FHA, VA, conventional, USDA, DSCR, bank statement loans, jumbo, ITIN, and down payment assistance programs. Moving to Florida from up north? We made that move ourselves. Happy to tell you what nobody warns you about — insurance, taxes, and closing two houses at once. Spanish-speaking team available. Chris Galli NMLS #13152 · Novus Home Mortgage, a division of Ixonia Bank · NMLS #423065 · Equal Housing Lender
Kevin Kruse is your Bradenton local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Kevin is committed to helping homeowners with home purchase loans and refinances. Contact Kevin at (941) 758-8619 for more information!
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