At Truist, our purpose is to inspire and build better lives and communities. That happens through real care to make things better. To meet client needs, to empower teammates, and to lift up communities.
I want to be your favorite mortgage broker. You do not need excellent credit to get a mortgage. You just cannot have bad credit. Poor credit does not have to stop you. Which one are you? First time home buyer? Good credit, but no money? Poor credit, but money? No idea on your credit or where to start? Even if ff you have poor credit and no money, I still may be able to help. A 580 score is poor credit. I call it easy to get approved.A 619 credit gets you denied by others, I am jumping with joy at how fast we will close. I cannot promise you a mortgage. I can promise that: If there is a mortgage program that meets your situation, I will find it. That you will know where your stand. And, you will always be able to reach me. Here is the list of loan programs: * FHA: credit score to 580, 3.5% down * FHA: credit score to 500, for 10% down. * Conventional: credit score to 620, 3% down if First Time Homebuyer * USDA: credit score to 580, 0% down * VA: credit score to 560, 0% down * Jumbos: credit score to 500, 20%-25% down * Recent Foreclosure: 1 day out, credit score to 500, 20% down * Recent: Bankruptcy: 1 day out. Credit down to 500, 20% down * Foreign nationals: no credit score, * Stated Income-Bank Account: credit score to 500, 10% -25% down. You need income and your credit pulled. You will find out if you are eligible the same day we talk. I am available to you.
Ready to buy a new home? We're a mortgage broker located in Sarasota, FL, and affiliated with D.R. Horton, America's Builder. DHI Mortgage was created for one purpose - our customers. We're here to provide as seamless a homebuying experience as possible with your financial goals in mind. That was D.R. Horton's mission more than 40 years ago, and it's still the same today.
Sarasota Mortgage Company, LLC. can help you achieve your goals. To set up the right Sarasota, FL Mortgage plan for you, get in touch with us -- we're happy to help.
