While we offer many types of mortgage loans, including FHA, Conventional, USDA (Rural Development), and Idaho Housing loans, our specialty is the VA Home Loan. It comprises more than half of our business even though Veterans only comprise 6-7% of the population. This is important because it is a unique loan program misunderstood by many Veterans and professionals in the real estate industry. Our goal is to dispel the myths surrounding the VA home loan so that more Veterans can use this fantastic loan program. We do this in part by teaching classes to both Veterans and the Real Estate community as a whole.
The VA Home loan is a unique loan program unlike any other. We are on a mission to dispel myths that stop Veterans from using the 0% down loan benefit that they have earned by serving our country. Here are some of the services we offer: ** Certificate of Eligibility Retrieval Services. ** VA Purchase loans (Zero down purchase loans for qualifying Veterans). ** VA Jumbo Loans (Many lenders will cap the maximum VA loan at the conventional loan limits. We loan up to $1.5 Million + to qualifying Veterans. No down payment required). ** VA Interest Rate Reduction Refinance Loans (A VA IRRRL is a streamlined refinance used to refinance one VA mortgage into another. With it, you get a lower rate, a lower payment, or both. No appraisal or income documentation is required). ** VA Cashout Refinances (VA offers a cash-out refinance, allowing you to finance up to 90% of your property value. It can be used to pay off any type of mortgage including VA, FHA, Conventional, 2nd mortgages. Frequently also used for debt consolidation, home renovations, and more). ** VA Construction-To-Perm OTC Loans (Benchmark offers qualifying Veterans and VA experienced builders to partner by offering a construction loan that converts to long-term financing at the end of construction). ** VA Educational Classes (We offer free classes to both Veterans and Real Estate Agents to help dispel the myths associated with VA home loan).
We are a team of number’s geeks excited to help you through the home loan process. Stick with us and you’ll have a lender for life. Equal Housing Opportunity NMLS #11160 CrossCountry Mortgage NMLS #3029
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Specialties PrimeLending is a national mortgage lender that provides a wide array of loan products, including fixed- and adjustable-rate mortgages, FHA and VA loans, jumbo loans, refinancing options, renovation loans and relocation programs. We offer a variety of home loan programs for a range of credit scores and with various down payment options. Since 1986, we've helped over 500,000 homeowners buy a new home, fix up a current home or refinance. If you are in the market for a home loan, we can help you make the right decisions and have a rewarding experience along the way. For us, it really is Home Loans Made Simple®. Equal Housing Lender. History PrimeLending is a national residential mortgage lender with nearly 300 locations across the U.S. and the ability to originate loans in 50 states. Offering hundreds of home loan programs to cater to a variety of needs, PrimeLending is dedicated to making the home loan process simple, clear and timely.
4th generation Idahoan specializing in residential sales. Working full time in the housing industry since 1992. I see myself as a local tour guide and take great pride in the beautiful place we call home. For certain, I delight in sharing the concept of "Living the Dream" with others... Savvy marketing tactics, always tenacious, effective negotiator and strong customer service skills. I enjoy the real estate industry immensely and am nothing short of satisfied when I place a buyer in their dream home, or utilize every penny of value when getting a home sold for a seller. Please call or text today at (208) 819-9009 so I can be your team captain in your real estate quest.
You can count on me and my team for responsible, honest, and ethical service in every step of the process. Grant is a Branch Manager and Senior Loan Officer of Citywide Home Loans. Grant became a loan officer in 2003 and was part owner of Columbia Mortgage from 2007 to 2014. Grant managed Middle Fork Rapid Transit, a multi-day rafting company, from 1998 until purchasing it in 2002. As a dual business owner Grant has had extensive experience in the service and mortgage industries.
Whether you want a FHA loan or a jumbo mortgage, you'll find exceptional customer care and vast loan knowledge at Finance of America. We're a full-service mortgage company that can match you with a variety of loan options that meet your needs and financial situation.
