At LeaderOne Financial we pride ourselves in helping ALL clients achieve the dream of homeownership. Whether you are at a 550 or an 850 credit score, we have options for you! We offer all government and Conventional loan products with an array of specialty loan programs to insure there is a way for everyone to achieve their homeownership goals. Whether it's your 4th time buying a home, or your first, we will walk you through the loan process making the experience both simple and educational. If you are looking for a place to start your home buying journey, reach out today and we will find the loan program that suits your specific situation and needs.
UMB offers competitive interest rates on a wide selection of home mortgage loans, including conventional loans, jumbo loans and even specialty loans to support our agricultural customers and military veterans. Whether you want a fixed or adjustable-rate mortgage, we have a home loan for you. Fixed-rate Mortgage With a fixed-rate mortgage, your loan terms will include an interest rate that remains static for the duration of the loan. There are also special purchase programs for low-to-moderate income borrowers that allow for down payments as low as 3 percent. Adjustable-rate Mortgage Adjustable-rate mortgages are a type of loan with an interest rate that can fluctuate and change based on the current market and indexed rates. Specialty Loans First-Time Homebuyer Program UMB offers a program to assist qualifying first-time home buyers achieve their dreams of homeownership. We offer assistance on mortgages allowing you to borrow up to 100% of the purchase price of your home. Professional Loans Professional mortgage loans allow for financial flexibility and are tailored to licensed doctorate professionals, including attorneys, dentists, pharmacists, doctors and optometrists. Traditional Mortgage Loans Conventional Conventional loans are the most common mortgage financing requested. UMB's conventional mortgage loans are available through two government sponsored enterprises-Fannie Mae and Freddie Mac. Federal Housing Administration (FHA) Loans Federal Housing Administration (FHA) loans are guaranteed by the federal government and offer options for those who do not have the assets to meet the conventional mortgage loan down payment requirements. Jumbo Loans A jumbo mortgage loan has a loan amount that exceeds conventional loan parameters and is designed to accommodate higher-value homes. United States Department of Agriculture (USDA) Loans The Rural Housing Service (RHS) is an administrative division within the U.S. Department of Agriculture (USDA) that manages loan programs focusing on rural housing for lenders to offer to their communities. Veterans Affairs (VA) Loans VA loans are mortgage loans guaranteed by the Department of Veterans Affairs (VA).
The MORTGAGE should be the smoothest/easiest part of your home buying process, and that is our #1 goal as we find the best loan to meet your needs. We want this experience to be a positive one as you make these decisions on a home purchase or refinance.Our dedicated professionals will make sure this happens. From our local team members to our Corporate, we have years of experience paving the way.Geneva Financial LLC NMLS #42056 is an Equal Opportunity Lender and Equal Housing Lender.
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Revolution Mortgage is a rapidly growing lender, that offers low rates and payments for refinancing and home purchase loans. We leverage technology to boost efficiencies in the loan process to give customers a low rate, fast closing, and a unique brand experience garnering the attention of millennial homebuyers. With brick-and-mortar offices opening across the nation and a digital lending platform that produces a seamless online lending experience, homebuyers are seeing firsthand the future of the mortgage industry.
