Joseph Smith is celebrating his 30th anniversary as a mortgage originator serving the greater Boston area. He has consistently been a top originator in the country funding over $327 Million in residential home loans in 2021. He is consistently acclaimed for his industry knowledge, outstanding customer service and ability to get deals done. Real estate professionals throughout the Boston area know and rely on Joe to assist in getting deals accepted and getting to the closing table. His pre-approvals are invariably looked upon as being as good as a cash deal. Joe has put together an amazing team of mortgage professionals who have collectively been with him over 50 years and support him and his clients.Joe graduated from USC with a BS and MS in Engineering and graduated from Bentley University with an MBA in finance. Easy deals are great, but it is the hard deals that allow him to use his educational problem-solving skills coupled with his 30 years of mortgage experience to come up with mortgage solutions that others didnt think possible.Giving back to the community is important for Joe. He and his family live in Brookline and are involved in many organizations including Bridge Over Troubled Waters, Victory Programs, GLAD and The Trevor Project. NMLS: 481139, Branch NMLS: 2426825
Rick proudly serves clients in the Boston, MA area. Rick has 28 years of experience as a Sr Home Lending Advisor Cpc and specializes in preapproval, adjustable-rate mortgages, vacation home financing, condo and co-op lending, and conforming loans and jumbo mortgages. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, Rick is here to help you find a mortgage to fit your needs. Starting with a review of your finances, Rick can help you get a clear picture of what might work best for you. Rick will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, Rick wants to ensure that you have a positive home lending experience.
What we do exceptionally well is help renters become homeowners. With an ease in the process by having a multitude of financing options to ensure their success.
Guaranteed Rate Affinity is a national retail mortgage lender delivering low rates with a streamlined process, we are committed to helping homeowners with home purchase loans and refinances. Were a partnership between Realogy and Guaranteed Rate, that means we can rely on Guaranteed Rates cutting-edge technology and proven platform while providing our knowledgeable, talented loan officers with unparalleled access to agents across the country. We originate and market our services to Realogy's real estate brokerage and relocation subsidiaries. We also market to a broad consumer audience and other nationwide real estate brokerage and relocation companies. Contact one of our trusted loan officers today for more information!
Rate is one of the largest retail mortgage lenders in the United States. Founded in 2000 and licensed in all 50 states and Washington, D.C., we are committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact one of our trusted loan officers today for more information!
Our team of mortgage experts at Citizens is committed to helping customers find the home loan solution thats right for them. Citizens is one of the nations oldest and largest financial institutions, with a nearly 200-year history of serving customers and communities. Whatever your mortgage needsbuying a home, building a home, or refinancing an existing mortgagewell provide answers and insights to guide you through the process, from application to closing.
