M&T Bank
M&T Bank Corporation, formerly known as Manufacturers and Traders Bank, operates as the holding company for M&T Bank. The bank offers commercial and retail banking services, including loans and deposits, trust, mortgage banking, asset management, and insurance. Its deposits products include noninterest-bearing deposits, negotiable orders of withdrawal accounts, savings deposits, time deposits, and deposits at foreign office. The bank s loan portfolio comprises residential and commercial real estate, commercial, financial, secured and unsecured consumer loan products, and commercial and consumer leases. It also engages in commercial real estate lending, reinsures credit life, accident and health insurance, and provides residential mortgage loans, securities brokerage and investment advisory services. M&T Bank Corporation is headquartered in Buffalo, N.Y.
Since 1989, I've been helping clients secure home loans throughout Western New York—including Buffalo, Williamsville, Amherst, Clarence, and the Greater Buffalo area—as well as across Florida. With over 35 years of mortgage experience, I specialize in first-time homebuyers, refinancing, conventional loans, FHA, VA, and jumbo mortgages. Whether you're buying in Western New York or relocating to Florida's growing markets, I provide personalized service with expert knowledge of each state's unique lending landscape. Born and raised in Buffalo, I earned my Bachelor's degree in Business Communication from the University at Buffalo. My education gave me a strong foundation in client communication, but it's the relationships I've built over three decades that define my approach. Many of my clients return years later for their next purchase or refinance, and I've had the privilege of helping multiple generations of families achieve their homeownership goals. I leverage the latest mortgage technology to streamline your experience while maintaining personal service. Quick response times, digital tools, and proactive updates ensure a smooth process whether you're in Orchard Park or Orlando. When I'm not helping clients, you'll find me on the golf course or playing tennis, pickleball, and paddle tennis. I'm a die-hard Buffalo Bills and Sabres fan and proud member of Bills Mafia! Let's talk about your home financing goals in New York or Florida. Go Bills!
We offer our services covering the great States of New York and Florida for purchase and refinance transactions of 1-4 unit residential properties, condos and co-ops on owner occupied and investor transactions. Our founding principles were to provide customers top notch quality service with great rates and affordable fees. This approach has allowed Queen City Funding to excel and expand it's operations while others closed its doors during the mortgage meltdown of 2008. We are quickly emerging as one of the top mortgage brokerage leaders in Western New York and Tampa, FL. At the core of our business model is a commitment to building meaningful relationships, placing a premium on personalized connections that transcend mere transactions. We pride ourselves on an approach that consistently treats every customer with the courtesy, respect, and professionalism they rightfully deserve. Recognizing that your success is intrinsically linked to ours, we are dedicated to expanding our footprint, one client at a time. Contact us today for our no cost, no obligation mortgage consultation. We never get paid a penny unless your loan closes. Find out risk FREE what many already know and join the growing list of our 100% satisfied clients and partners! Queen City Funding, Inc. NMLS # 52412 is a registered New York State and Florida mortgage broker. Loans arranged through third party providers.
Real Estate Agent providing service to Western New York located in Williamsville, NY
LoVallo Real Estate deals with Residential and Commercial real estate taking the time in the process to work with buyers and sellers helping them understand the sometimes complicated steps needed to make it happen! "We Make it Happen"
