Union Capital's loan officers are among the most experienced and knowledgeable product specialists around. They have a thorough knowledge of the myriad of mortgage products on the market. By listening to and understanding each customer's requirements and goals, our loan officers can offer the best solution for each situation. Union Capital can even customize a product to better meet an individual's specific borrowing needs. Simply put, our team of mortgage professionals are top-notch problem sol
Michael proudly serves clients nationwide. Michael has 30 years of experience as a Senior Home Lending Advisor and specializes in preapproval, lending to self-employed clients, low-to-moderate income lending programs, home equity lines of credit, vacation home financing, and FHA and VA mortgages. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, Michael is here to help you find a mortgage to fit your needs. Starting with a review of your finances, Michael can help you get a clear picture of what might work best for you. Michael will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, Michael wants to ensure that you have a positive home lending experience.
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Hi! I am Christine Farnsworth (NMLS 1486426) and I have been in the business for over 30 years. Over 21 of those years I have enjoyed making loans for Smartfi Home Loans, LLC (NMLS 1862952). Longevity in the business - both for Smartfi (FKA Bankers Guarantee founded in 1911) and myself who have made loans for 3 decades is reassuring when seeking a loan. We stand behind our loans and service many of them through our sub-servicers. It's kind of like the "friend" you can depend on. We have offices in San Diego, CA & Medina, Ohio and service many states throughout the US. We make Reverse (HECM & Proprietary), Conventional, and FHA loans. We offer FREE Pre-Approvals and FREE Consultations. Loans I enjoy most are ones where I can walk a new-home owner through the whole process of applying for, obtaining, and implementing a loan for the "home of their dreams".
