Is Your PRE-APPROVAL letter Valid? With no regulations for what is verified, many Loan Officers make up their own rules. Often Borrowers are left scrambling for documentation at the last minute or their loan is denied for reasons that could have been known up-front. SOLUTION: These 5 Test Questions will validate whether your Pre-Approval was done properly. 1. Have I completed a full application with the loan officer including 2 yrs residence and work history? 2. Does my credit score meet the minimum requirements for the loan program? 3. Has my application received an approval through the lender's automated underwriting system? 4. Did the lender review AND approve all my income and asset documentation? 5. Did an actual underwriter review my file and issue a conditional commitment of approval? Having an actual underwriter review your loan file up front removes all the guesswork. With Randy Shamburger each of these steps are completed in 48-hrs, before you write an offer. Call me today!
Closed now
Brandon is a graduate of Wofford College, and brings 18 years of banking experience to SouthState. After spending four years in retail banking, he discovered his true passion for helping clients navigate the mortgage process and achieve their goals of homeownership. Over his 14 years in mortgage lending, Brandon has continued to focus on the customer experience by ensuring a smooth and efficient process. When not in the office, Brandon is an active member of Grace Church Taylors, and enjoys spending time with his wife and three children, coaching youth sports and golfing.Contact Brandon today to guide you through your next mortgage journey!
Mortgage Broker who specializes in VA, FHA, USDA, & Conventional loans. We do all properties including mobile homes. We go down to 580 credit scores.
Local Mortgage Company in Greenville (Veteran Owned) VA, FHA, Conventional and USDA Loans. Primary, Second Homes and Investment Properties 600+ Credit scores needed. Simple, Fast and Hassle Free Purchases or Refinancing
