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Real estate financing in Spokane, WA

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Sierra Pacific Mortgage provides quality mortgage lending services throughout the United States. Equal Housing Lender and NMLS #1788.

With more than 25 years in the business and over 2,000 families guided into homes, I treat every loan like it's my own. As a U.S. Navy veteran and VA loan specialist serving Spokane and the buyers around Fairchild Air Force Base, I'm known for closing the files other lenders call too hard — the self-employed borrower, the move-up buyer who can't sell first, the jumbo or physician purchase that doesn't fit a standard box. Because I lend through Intercap, a direct Fannie Mae, Freddie Mac, and Ginnie Mae lender with in-house underwriting, your pre-approval is fully underwritten before you ever write an offer — which means faster closings and a bid sellers take seriously. VA, conventional, jumbo, FHA, USDA, first-time buyer — whatever your situation, I'll tell you straight where you stand and build the loan that fits. Licensed in Washington, Idaho, and Oregon. Call or text me at (858) 208-7055 for a real answer today. NMLS# 526803.

Nick Garcia - Smarter Lending

At Smarter Lending, we're more than just a mortgage company--we believe in: Personal Touch: Every homeowner's dream is unique, and so are our solutions. Strategic Choices: Offering an industry-leading array of loan programs tailored for you. Investor Insights: Harnessing in-depth local data every 10 days for every zip code to maximize your returns. Smart Refinancing: Making your equity work smarter, not harder. From first-time homeowners to seasoned investors, our approach is personal and focused on you. Whether it's stepping into your dream home, refining your financial outlook, or seeking the best investment opportunities, we're by your side every step of the way.

We are dedicated to answering any of your mortgage questions and will guide our clients through the home loan process to ensure an efficient and personalized loan experience. NMLS: 104085, Branch NMLS: 2154899

Keven is an experienced loan originator at Motto Mortgage Partners. He works directly with multiple wholesale lenders to provide solid, competitive loan options to his clients, while delivering exceptional customer service and greater transparency.

Pacific Mortgage Center

Conventional Loans FHA Loans VA Loans USDA Loans Jumbo Loans

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