Veterans

Victor M. Lopez  -  Realtor / Broker Associate

5114 Main Street, Downers Grove, IL 60515 C: 630-660-1292 O: 630-964-9696 F: 781-609-0654

Military Home Ownership Assistance Program You Defended Our Homes; Now Trust Us With Yours We value your service to our country. That’s why we offer U.S. Military on the Move®, a program that provides a cash rebate to active and retired military members when they buy or sell a home. 

We believe our veterans should be celebrated year-round. When you buy or sell through Baird & Warner’s Military on the Move, you’ll receive cash rebate based on the actual sales price— right at the closing table. 

For example, if you purchase a $225,000 home and the commission earned by the broker representing you is $6,750, then you will receive a $1,350 rebate at settlement. There is no dollar limit on your rebate. Baird & Warner’s will connect you with a quality agent who is a top expert in their local market, ensuring that your transaction is seamless.

You may also work with our loan officers at Key Mortgage Services. These home finance experts provide a myriad of loan options to further assist you in financing the home of your dreams, including @HomeIllinois, a program that provides down-payment assistance to qualifying veterans. Click on the image below and when you get to "If you are currently working with a Coldwell Banker agent, please provide their name here: * Put "Victor M. Lopez" or the Coldwell Banker agent you're working with. Thanks

Veteran's Administration Home Affordable Modification (VA-HAMP) 

FHA, VA and USDA all offer programs for struggling homeowners that strive to lower your monthly mortgage payment to 31 percent of your verified monthly gross (pre-tax) income — making monthly mortgage payments much more affordable. If you have a loan that is insured or guaranteed by the Department of Veterans Affairs (VA), you may be eligible for a program through that government agency. 

Call the Veterans Affairs Regional Loan Center at (877) 827-3702. 

•Visit HomeLoans.va.gov. 

•If you have additional questions about getting mortgage help, contact one of our housing experts at 888-995-HOPE (4673). These HUD-approved housing counselors will help you understand your options, design a plan to suit your individual situation, and prepare your application. Research shows that homeowners who work with housing experts like these are more successful and have better long-term outcomes. There is no cost to you for this valuable, around-the-clock service. Help is available in more than 170 language s. 

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