Do I Qualify

Fantastic Service. Incredibly helpful staff

I have found Refresh to be an excellent company. All staff are very helpful and reassuring with any issues and queries. They have personally been understanding and helped me over the years with a fantastic level of service.

Taken from Independent Review Site Trust Pilot 8th Jan 2014

What is Debt Management?

A Debt Management Plan is a way to reduce your repayments to your creditors if you are struggling to make your repayments

Repayments start at £80 per month              
You only make 1 payment per month

We negotiate to stop interest and charges on your accounts

    How Does Debt Management Work?

    We work out how much you can afford to pay per month to your creditors

    We compile a financial statement based on  your circumstances and send it to your creditors

    We negotiate with your creditors to accept the lower payments 

    We ask them to stop interest in charges on your accounts

    You make one lower monthly payment to your Debt Management Plan and we distribute it to all your creditors on your behalf.

    You continue to make monthly repayments to your Debt Management Plan until your debt is paid in full

    Plans are flexible so you can change your payment amounts and you can cancel your plan at any time without penalties.
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