debt management faqs
What will I get with my debt management plan?
Lower repayments that don't take up money you need for essential bills
Someone handling payments, phone calls and letters on your behalf
Expert advice and guidance when you need it
A dedicated person dealing with your case
Someone handling payments, phone calls and letters on your behalf
Expert advice and guidance when you need it
A dedicated person dealing with your case
How long will it take to pay off my debts?
Every debt management plan is different because it is tailored to your circumstances. The term depends on the level of your debts and how much you are paying per month
The primary aim of a debt management plan is to reduce your payments so you can afford your important payments like your mortgage/rent, food and utility bills. So even if it takes longer to pay your debts you can be sure that you are making payments to the most important bills.
The primary aim of a debt management plan is to reduce your payments so you can afford your important payments like your mortgage/rent, food and utility bills. So even if it takes longer to pay your debts you can be sure that you are making payments to the most important bills.
How Long Will it Take to Repay My Debt?
The amount you pay depends on your circumstances. When you speak with a debt adviser they will go through your income and expenditure and let you know how much your plan will be.
Our Debt Management Plans start at £80 per month but it is important to keep in mind that the more you pay per month the quicker you will repay your debts.
Our Debt Management Plans start at £80 per month but it is important to keep in mind that the more you pay per month the quicker you will repay your debts.
What if I change my mind?
You can change your mind and leave your debt management plan at any point during the plan
If you tell us within 14 days of starting your plan, you'll get a full refund of any fees you've paid us.
If you tell us within 14 days of starting your plan, you'll get a full refund of any fees you've paid us.
How can you help to deal with my creditors?
We can help you deal with them by:
Compiling a financial statement to get your creditors to lower your repayments
Negotiate with your lenders to freeze or reduce your interest and charges
Deal with any calls or letters from your lenders
Advise you on all the debt options available to you and discuss which would be the best options for you.
Compiling a financial statement to get your creditors to lower your repayments
Negotiate with your lenders to freeze or reduce your interest and charges
Deal with any calls or letters from your lenders
Advise you on all the debt options available to you and discuss which would be the best options for you.
