Homebuyers in LA Competitive market? We have tricks to help your offer stand out. We shop your loan across 150+ lenders, so you get options, not one bank's menu. Maximizing your RSUs Getting RSUs and paying too much to Uncle Sam? We show high earners how real estate can help lower their taxes. We line up the financing. Your CPA handles the tax side. Reverse mortgages for 55+ Tired of a mortgage payment? House too big but you feel stuck? Want to give your kids an early inheritance and see your legacy in action? We offer HECMs at 62+ and proprietary reverse mortgages from 55, where available. We break down your options clearly and work with your CPA and estate attorney. Investing and house hacking Julie started with an FHA loan on her first duplex. Today she's a real-life investor in Los Angeles with 35 toilets that could clog any minute, plus an Airbnb Superhost with 8 short-term rentals. Let's nerd out on duplexes, ADUs, DSCR loans and vacation rentals. Self-employed We've been self-employed for over 20 years. We get the challenge of minimizing taxes and still qualifying for a home loan. Bank statement loans included. Refinancing Pay off high-interest credit cards. Buy out a sibling to keep mama's house. Lower your rate when rates drop. Pull out cash to build an ADU. We're your people. Licensed in CA, CO, FL, TX and WA
We work with a large network of lenders which gives us the opportunity to offer highly competitive rates to our clients. We have a group of hand-picked loan consultants that provide incomparable service and are available to assist clients with any questions. Option One Lending currently works with top agents from Keller Williams, Pinnacle Estate Properties, Century 21, Re/Max and many more. Our underlying objective is to secure the best loan possible and provide superb service to each and every client, and that's a promise that our clients can depend on.
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I've always been focused on providing excellent service with integrity, experience & loyalty. By having access to numerous banks and loan programs, I can help borrowers of many credit levels. I have the most competitive products and pricing. Most of all, I am all about service and support. My doors always open and my phone is always on even after all the bankers have gone home. My team and I have combined experience in mortgage brokerage for over 20 years. We offer a Close on Time GUARANTEE and if we miss a closing date due to lender-related delays, we will credit $1,000 to buyer for closing costs! In addition to standard programs, we offer variety of specialty programs tailored to each specific individual. Some of the programs include: No Tax Returns, Bank Statements, Foreign National, Private money, commercial, construction & fix/flip and many more! Call me and experience the difference when you work with professional local broker that always has your best interest in mind.
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Consistently ranked nationally as a Top 1% mortgage originator, Mike Pandazos has earned the reputation as a seasoned leader in the mortgage lending space. Throughout the span of over two decades, he has garnered extensive expertise in the industry. Well-versed in virtually all aspects of lending, he is particularly adept in Conventional, FHA, VA, Non-QM and Jumbo Loans. Currently, Mike serves as a Senior Mortgage Advisor and Director of Strategic Growth at Premier Plus Lending, where he is dedicated to helping people make their mortgage-related goals reality. From purchasing a dream home or investment property to assisting real estate professionals in expanding their businesses, he is on a mission to create positive change in his community. He and his committed team of experts offer effective, results-driven mortgage solutions and financial guidance coupled with top-notch communication and integrity.
Michael Abram offers years of experience with an extensive range of loan solutions, including Conventional, FHA, Investment, Jumbo, Non-QM & Refinancing options. CrossCountry Mortgage is both a mortgage broker AND a mortgage banker, which means we offer the best of both worlds - more options and more flexibility. We measure our success by 2 simple facts: 1) The majority of our clients are referrals from existing clients, real estate agents, financial planners, & business managers. 2) A large number of our clients return for assistance with their subsequent loans. With Michael Abram and CrossCountry Mortgage, you will always get the best loan possible, close on time and at the rate and terms quoted. If you are looking for an honest loan officer who knows the in's & out's of the ever-changing mortgage world, look no further! Senior Loan Advisor at CrossCountry Mortgage, LLC. NMLS #235060 CrossCountry Mortgage, LLC. NMLS #3029 Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Equal Housing Opportunity
Here at the Dean Wong Team of CCM Mortgage, we offer many years of experience with an extensive range of loan solutions, including Conventional, FHA, Investment, Jumbo, & Refinancing options. We are both a mortgage brokers AND mortgage bankers, which means we offer the best of both worlds - more options and more flexibility We measure our success by 2 simple facts: 1) The majority of our clients are referrals from existing clients, real estate agents, financial planners, & business managers 2) A large number of our clients return for assistance with their subsequent loans With CCM, you will get the best loan for your needs, closed on time, at the rate and terms quoted. If you are looking for honest loan officers who knows the in's & out's of the ever-changing mortgage world, look no further!
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FHA: 1) Down-payment assistance products 2) CALFHA 3) Sapphire (100% financing) 4) New Lower MIP 5) New Loan limits 6) 203k Constructions Loans 7) HELP down payment assistance program 8) No minimum tradeline requirements 9) Minimum Fico 600 10) Cash-out 85% LTV 11) Home Possible 12) Mcc Tax Credit Conventional Loans Fannie Mae: 1) 3%, 5%, 10% down-payment 97% loan to value, 95% loan to value 2) No Mortgage Insurance 3) 80/10/10 4) 6 months Cash-out seasoning new value 5) High Balance up to 95% loan to value 6) High Balance - 80% CASH OUT 7) W2 Validation for wage earners 8) Mcc tax credit 9) Interest Only Loans Available Freddie Mac 1) 1year tax return 2) Transferred appraisals 3) Home Possible 4) W2 Validation for wage earners Private Money lending: 1) High loan to values 2) Low down-payments 3) Rates starting as low as 7.99% 4) Points starting from 1.5% 5) 12, 24, 36 and 48 month loans available 6) Approvals within 24hours 7) Loan doc's within 48hours 8) Funding within 72 hours from submission 9) Refinance/Cash-out 10) Cross-collateralization available 11) Loan amounts as high as $10 million 21 day Closes! Approvals within 24 to 48 Hours!
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Reverse Mortgage Helpline is a free service for Seniors. Speak to a HUD Reverse Mortgage Lender in your City. Find out how much money you may qualify to receive. No Income required to qualify.
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