I personally have been helping clients buy or refinance homes since 1997 in Spokane and the entire Pacific Northwest. My dedication to my clients and their needs in unmatched.
As a Mortgage Loan Originator right here in Spokane Valley, I work with you to help find the right mortgage for your unique situation.You probably have lots of questions. How much house can I really afford? Which type of mortgage best fits my needs? I have the resources to answer questions like that and I've worked with lots of people in and around Spokane Valley with home financing needs similar to yours. I'm proud to work for a reputable bank like U.S. Bank, and you can trust me to do what's right for you. So give me a call at (509) 822-3114.
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Home loans for purchase, refinance, construction and renovation.
Twenty years lending in the Spokane market, 250+ local loans closed, licensed in both Washington and Idaho — one pre-approval works on either side of the state line, whether the house is in Spokane Valley or Post Falls. I'm an independent correspondent lender, which means the control of a bank (we fund and underwrite in-house) without being stuck with one bank's menu. That's why I can place files most lenders can't: DSCR investor loans that qualify on the property's rent, bank statement loans for self-employed buyers whose tax returns undersell them, USDA zero-down in the eligible parts of Spokane County, VA construction, and a first-lien HELOC payoff program most local lenders don't offer. How I work: you get real numbers before anyone asks for your paperwork, and I price every option against the alternatives — if the program you called about isn't the cheapest way into the house, you'll hear that from me first. Free guides and payment tools at spokaneloanteam.com, no phone number required to read them. Brad Patshkowski, NMLS #71298. HHL Group, a Division of Canopy Mortgage, LLC, NMLS #1359687. Equal Housing Lender.
We specialize in loan programs for Purchase or Refinance of Single Family, Multifamily, Condos, and Manufactured Homes. We offer all Conventional, FHA, VA, USDA RD, HARP 2.0, and Home Advantage Loan Programs. Whether you are a first time home buyer or an investor, we have the program available with the personal service you would be hard-pressed to find anywhere in our industry.
Choose Guild for who we are. Our loan officers bring honesty and expertise to each relationship. We sort through the complexity. We mind the details. We take our responsibility seriously because it matters to people's futures. We're here to guide you through the biggest transactions of your life. And we're here to serve you long after the loan closes. We operate to earn your business for life, to help you nurture the investment that serves as the setting for many of life's moments - big and small.
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