Financial aid is available to eligible students who enroll in certificate and degree programs; but not all programs are eligible. Apply early and meet priority dates to have the best likelihood of being eligible for maximum funding each year.
You must demonstrate financial need to be eligible for most assistance. Financial aid is designed to cover the gap between your own financial resources (savings, income, help from parents or guardians, etc.) and school expenses. Financial Aid can be grants, scholarships, low-interest loans, and student employment.
Apply between October 1 and May 15 each yearthat you are enrolled at BTC. Please be sure to activate your BTC email . BTC Student Financial Resources correspondence will be sent to the email address that you listed on the FAFSA.
The 2025-2026 FAFSA application (for attendance between Summer 2025 and June 2026) is now open. Any updates regarding timeline will be posted on the StudentAid.gov website.
The 2025-2026 WASFA is expected to be available in December.
As of December 02, 2024, we are determining eligibility for students who have submitted all required 2024-2025 documents and are enrolled in Fall and Winter quarter classes.
Students are prioritized by date of quarterly enrollment and FAFSA/WASFA application competition date. Students who submitted FAFSA/WASFA after the priority deadline may need to secure alternate methods of payment for tuition to ensure they are not dropped for non-payment. If students are determined to be eligible, they will receive eligible aid retroactively.
Check your FAFSA status at studentaid.gov
Delays in processing from Department of Education may affect our review of your eligibility. It is important to file your FAFSA, check back regularly on its status, and make any required corrections.
Check your FAFSA Submission Summary to see if there are any messages and respond accordingly. Ensure your FAFSA is signed by all contributors and that you have a Student Aid Index (SAI) noted on your FAFSA Submission Summary.
The FAFSA Simplification Act represents a significant overhaul of the application and processes used to award financial aid. Students will see these changes starting with the 2024-2025 school year (summer 2024 through spring 2025). The process for the WASFA (Washington Application for State Financial Aid) will include many of the same changes that will occur with the FAFSA.
The Department of Education has announced that the transferring of completed FAFSA applications to colleges will be delayed. After you have successfully completed your application, you should receive an acknowledgement email from Federal Student Aid confirming the submission. Our office will not receive any completed FAFSA applications until March (current estimation). Students are also not able to go back into their FAFSA application to make any corrections until then. Stay up to date with information from Federal Student Aid
. Processing for the 2024-2025 aid year is anticipated to begin in May.
Benefits of the new FAFSA
A more streamlined application process and fewer questions to answer.
Expanded eligibility for federal financial aid including the Federal Pell Grant
Reduced barriers for certain groups of students
Income information with the IRS automatically populates on the FAFSA.
Students who submit a WASFA will continue to manually enter their income information.
Key Changes to be aware of
The FSA ID is more important than ever. All students and their parent(s) must have an FSA ID to submit the FAFSA. There is a one to three business day waiting period when setting up a new FSA ID. Watch a step-by-step video of how to create an FSA ID.
The Expected Family Contribution “EFC” will no longer be used. In its place, the Student Aid Index “SAI” is now used to assess a student’s eligibility for need-based financial aid. The SAI can be as low as -1500 for the neediest students.
Students and contributors will no longer need enter their tax information manually or use the IRS Data Retrieval. Applicants and contributors are required to consent to the IRS Data Exchange which will automatically import tax information into the FAFSA.
Dependent students may be required to report a different parent on the 2024-2025 FAFSA or WASFA compared to prior year applications. Students will begin to report the parent who provided the most financial support in the 12 months prior.
Pell Grant eligibility changes. Students from families who earned less than 175% and single parents who earned less than 225% of the federal poverty level will receive a maximum Federal Pell Grant award. Minimum Pell Grants will be guaranteed to students from households below 275%, 325%, 350%, or 400% of the poverty level depending on household structure. Pell awards between the maximum and minimum amounts will be determined by the Student Aid Index (SAI).
How Can You Prepare?
Get ready by making sure you have your FSA ID ready.
See how the FAFSA Simplification changes impact what you may qualify for. Use the Federal Student Aid Estimator to see what you may now be eligible for
Watch what Federal Student Aid has to say about FAFSA Simplification .
Washington Application for State Financial Aid (WASFA)
How Is the WASFA Being Impacted?
The Washington Application for State Financial Aid ( WASFA ) for 2024-2025 is now open!
This page will be updated with WASFA changes and how state aid is impacted.
Follow Washington Student Achievement Council’s WASFA website as well for additional resources.
Resources
To receive most types of financial aid, you will need to complete the following steps. You are encouraged to begin these steps approximately two months before you plan on attending.
Complete a Free Application for Federal Student Aid (FAFSA) IF ONE of the following applies to you (the student):
Complete a Washington Application for State Financial Aid (WASFA ) if the following apply to you (the student):
Be aware that there may be two FAFSA/WASFA applications open at the same time. The following shows which application to complete based on the quarter you will attend.
If you plan to attend Summer 2024 through Spring 2025, complete the 2024-2025 FAFSA or WASFA, available now.
If you plan to attend Summer 2025 through Spring 2026, complete the 2025-2026 FAFSA or WASFA, anticipated available December 1, 2024.
About one week after submitting your financial aid application, log into ctclink to view your financial aid status and to review documents that are required. You will also receive an email to notify you when documents are required.
Items listed under "Information We Need From You" must be submitted before your financial aid will be determined. Use the link in the portal to access required forms.
Financial aid awarded to you will be listed under "My Awards".
BTC delivers your refund with BankMobile Disbursements , a technology solution, powered by BMTX, Inc.
To receive a refund in a timely manner, you must select your refund preference using the information mailed to you.
Your refund can be used for educational expenses such as books, supplies, housing, food and transportation. Contact the Student Financial Resources office if you did not receive refund information by mail.
Financial aid is generally awarded based on full-time enrollment level (12+ credits). If you plan to enroll for fewer than 12 credits, notify our office by submitting an email to finaid@btc.edu . Adjustments are made through the 10th day of each quarter.
Your academic progress is monitored quarterly. To remain eligible for financial aid, you must meet the requirements outlined in the Financial Aid Satisfactory Academic Progress policy.
If you decide to withdraw from one or more credits, you may owe a repayment of some or all of the financial aid you received.
Need help understanding FAFSA and WASFA? See videos, FAQs, helpful links and more at BTC's FAFSA/WASFA Resources page .
Students who meet the general dates below and are enrolled will receive priority consideration for financial aid. Some types of funding are limited and are only awarded to students who apply early. Students who meet these dates will also be notified of their eligibility before the start of the quarter.
Please see BTC's Calendar for quarterly specific dates and information.
After receiving your application for financial aid, we determine the types of funding and amounts for which you qualify. We use the Student Aid Index (SAI), income, assets and family size to determine eligibility. Need-based financial aid, such as grants, is provided to students from low- to middle-income households. Some types of grants are limited and awarded on a first-come, first-served basis. Non-need-based financial aid, such as certain types of loans and scholarships, may be available to students who apply.
Your Student Aid Index (SAI) is an index number used to determine your eligibility for federal student financial aid. This number results from the financial information you provide in your Free Application for Federal Student Aid (FAFSA) or Washington Application for State Financial Aid (WASFA). Your SAI is calculated according to a formula established by law and considers your family’s federal tax information (FTI) that is retrieved directly from the Internal Revenue Service (IRS). Your SAI is used to determine the types and amount of financial aid you qualify for.
The Cost of Attendance (COA) is an estimate of the amount of money you may need to attend BTC for a period of time. The COA includes direct school expenses as well as an allowance for basic living expenses. The COA can vary depending on your program and other factors. You are encouraged to review your own expenses to determine if there are ways you reduce expenses or if there are expenses not included. Students may contact the Student Financial Resources office if they would like to discuss their need for adjustments to their COA.
2024-2025 Cost of AttendanceExample for a WA Resident attending full-time (15+ credits) for three quarters.
Direct expenses
Tuition & Fees |
$6,000 |
Books & supplies |
$528 |
---|---|
TOTAL: |
$6528 |
Indirect expenses
Living expenses (food & housing) |
$17,310 |
Transportation |
$2,898 |
---|---|
Miscellaneous/Personal |
$1,848 |
TOTAL: |
$28, 584 |
Most BTC students utilize a combination of financial aid and other sources of income to cover their expenses. This is a valuable strategy to limit the amount of debt from borrowing loans. After receiving your offer of financial aid, carefully review the amounts listed and compare it to your expenses to assess your financial circumstances. Use this Budget Worksheet to help.
Learn more about a variety of ways to finance college through grants, scholarships, and FAFSA by activating your free ionTuition account !
Pell Grants are awarded to help with educational expenses. Like all grants, Pell Grants do not have to be repaid.
The Supplemental Educational Opportunity Grant is awarded to high-need, Pell Grant-eligible students who apply early, as funds are limited. It does not have to be repaid.
Students in default with their Federal Student Loan may qualify for the Fresh Start Initiative.
Available for Washington residents only, eligibility for this grant is determined by FAFSA or WASFA information and is adjusted for less than full-time enrollment. It will not exceed tuition and fees for each quarter, and does not have to be repaid.
Scholarships are provided by Bellingham Technical College Foundation, and other organizations and donors, based on certain criteria.
Students who are legally able to work in the US and are enrolled at least half time can pay for education-related expenses through the Work Study program. On-campus, part-time positions are available through the Student Financial Resources office. Visit our Work Study page or call 360-752-8351 for more details.
Money students may borrow to finance their education. Loans accrue interest and must be paid back. Students begin to pay back their loans after graduation or after reducing their enrollment to fewer than six credits. There are flexible repayment options available.
The Bellingham Technical College (BTC) Emergency Funding program provides financial assistance to students who experience financial difficulties that impact their ability to continue their education.
Scholarships are another source of free money to help pay for school. They are provided by Bellingham Technical College Foundation, and other organizations and donors, based on certain criteria. The BTC Foundation receives donations from generous individuals, businesses, and organizations throughout the year to give as scholarships just for BTC students.
Learn more about BTC Foundation Scholarships
Funding for high wage/high demand programs Opportunity Grant Scholarship
Learn more about the Baccalaureate Scholarship and Career and Technical Scholarships available through the Washington State Opportunity Scholarship
Find a variety of scholarships on theWashBoard.org , the Washington Scholarship Coalition’s website.
Immigrant Rising's List of Undergraduate Scholarships contains scholarships for undergraduate studies that don't require proof of citizenship or legal permanent residency.
Funding Resources for Undocumented Students contains additional links and funding options for undocumented students attending BTC.
College Success Foundation - Offers a variety of scholarships to support under-served and low-income students.
Apply for need and merit-based scholarships for Washington State residents from the Washington Student Achievement Council (WSAC)
SallieMae - Scholarship Search - College Answer features over 600,000 scholarships, grants, tuition waivers, internships and fellowships.
Federal Student Aid - US Department of Education financial aid and scholarship information.
College Board Scholarship Search - Locate scholarship and other information that matches your educational level, talents, and background.
Beware of Scholarship Scams
Did you know that every year, hundreds of thousands of students and parents lose hundreds of millions of dollars to scholarship scam sites?
Scam sites use official-sounding names like "Federal", "National", and "Administration" to sound legitimate.
Be wary of scholarships that ask you to pay an application fee. Legitimate scholarship foundations do not charge application fees.
Beware of any scholarship service that "guarantees" success. No one can guarantee you’ll win a scholarship.
Avoid sales pitches disguised as financial aid seminars.
Remember, if it sounds too good to be true, it probably is!
Learn more about scholarship scams and how to protect yourself.
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