AI related investment helped lift recent US economic growth, and that enthusiasm for digital infrastructure is spilling into crypto and blockchain. Capital is flowing toward the rails that move data and value, not just the front-end apps. If you care about where the plumbing of tomorrow's financial system could be built, this article walks through three stocks from our curated crypto and blockchain universe that may be worth a closer look.
The three stocks in this article are just a sample set, and the full screen surfaced 17 more crypto and blockchain companies with equally compelling stories that are not covered here. To identify and analyze your own highest conviction ideas straight away, head into the Top Cryptocurrency and Blockchain Stocks screener .
SoFi Technologies (SOFI)
Overview:SoFi Technologies is a digital finance platform that lets members borrow, save, spend, invest in assets including cryptocurrencies, and access various ancillary financial products.
Operations:The business generates most of its revenue from Lending at about US$2.7b, with Financial Services contributing roughly US$1.8b and the Technology Platform about US$369 million.
Market Cap:US$21.3b
SoFi Technologies matters for this crypto and blockchain screen because SoFi Crypto and its broader digital rails turn a regular banking app into a direct gateway between traditional deposits and on-chain assets. This is exactly what recent product launches have started to formalize.
"In December 2025, SoFi became the first nationally chartered US bank to issue a fully reserved stablecoin on a public blockchain."
What happens to SoFi's margins and growth if a single key assumption about how quickly users adopt these tokenized rails breaks?
If that adoption curve is what you are trying to size, the full narrative for SoFi Technologies traces how SoFi Technologies could see those rails accelerate, stall, or quietly reshape the whole business model.
Nu Holdings (NU)
Overview:Nu Holdings runs Nubank, a digital banking platform across Latin America where customers manage spending, saving, borrowing, insurance, and NuCrypto in one app.
Operations:Nu Holdings generates about US$8.4b from Banking services, primarily in Brazil with US$13.7b in revenue, plus smaller contributions from Mexico and other markets.
Market Cap:US$59.9b
Nu Holdings matters for this crypto and blockchain screen because NuCrypto puts cryptocurrency trading directly inside Nubank's already trusted digital wallet. This turns everyday banking activity into a potential on-ramp to digital assets for tens of millions of customers.
"The Central Bank of Brazil (Banco Central do Brasil) has watched Nu's rise with a mixture of admiration and caution. In late 2025, it issued new requirements that will compel Nubank to obtain a full banking license in Brazil by 2026."
What this means for Nu Holdings hinges on how one regulatory pressure ultimately feeds through to funding costs, product flexibility, and crypto expansion economics.
That funding and licensing question is exactly what the full narrative for Nu Holdings tackles. It maps how Nu Holdings could see crypto momentum accelerate, stall, or quietly decouple from traditional banking economics.
Figure Technology Solutions (FIGR)
Overview:Figure Technology Solutions runs blockchain based marketplaces that connect lenders, investors, and consumers for credit, trading, and interest bearing stablecoin products.
Operations:Figure Technology Solutions currently generates about US$619 million in revenue, all from the United States market.
Market Cap:US$5.1b
Figure Technology Solutions matters for this crypto and blockchain screen because its entire marketplace model is built around putting real world credit on blockchain rails.
"The business depends heavily on continued adoption of blockchain rails for consumer credit and real world assets. Any slowdown in banks, credit unions and institutional buyers embracing on chain structures could limit ecosystem volume growth and fee revenue."
What happens to Figure Technology Solutions' rich margins and ambitious growth targets if that one adoption curve bends even slightly off script?
That adoption curve is the fulcrum. Read the full narrative for Figure Technology Solutions to see how Figure Technology Solutions could turn stalled rails into accelerating real world blockchain volume.
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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
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